5 Napier Road, Manchester, M21 8AW

UPRN:77074549Semi-Detached House5 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band DEPC: D (56)

Data freshness:Price Paid· freshPlanning· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£647,000

£615k - £679kHigh

Estimate

£647k

Range

£615k – £679k

Rent Estimate (pcm)

£2,750

£3k - £3k

Monthly

£2,750

Yield

5.08%

Verdict

Derived from HomePortfolio scores

5 Napier Road earns an INVESTIGATE rating with HP Score 81/100. Investment score 61/100 reflects moderate fundamentals. Walkability is excellent (93/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

81/ 100

Strong

Investment Score

61/ 100

Moderate

Crime Score

No data

Walkability

93/ 100

Excellent

Transit & Bike

Transit 55Bike 60

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£650,000

At the asking price

Monthly rent£2,750/mo

Evidenced range £2,500-£2,950

Interest rate5.4%

Loan to value75%

Cash required: £218,800
Net cash flow: -£290/mo
Cash on cash: -1.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.25 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£647,000

Rent Estimate (pcm)£2,750

Gross Yield5.08%

1y Growth-

3y Growth+2.3%

5y Growth+4.8%

10y Growth+5.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

3M21 8AW

Approval Rate

33.3%12mo

Development

low

OTH-2026-002113
Proposed tree works - T1 Conifer and T2 Conifer reduce height by 4 metres.
Pending
PLA-2026-001052
Variation of Condition 2 (specified plans) and 30 (screens) attached 143655/JO/2025 to allow changing to wording of Condition 30, installation of rooflights, doors and windows, relocation of bin and cycle store and application of render.
Pending
NOT-2026-002088
Proposed felling of (T1) Silver Birch.
Pending

View Planning Timeline

Ownership

Corporate Ownership45%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,067

Population Density-

Owner Occupied47%

Age Distribution

0-15 14%16-64 76%65+ 10%

View Area Profile

Schools Nearby

Manchester Islamic Grammar School for Girls
0.1 mi
Inspected by ISI
Chorlton CofE Primary School
0.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Oswald Road Primary School
0.3 mi
Good
Brookburn Community School
0.4 mi
Good

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

9 Napier Road
-
£780k
-
13 Napier Road
-
£570k
-
1 Napier Road
-
£415k
-
14 Napier Road
-
£815k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN