103 College Road, Manchester, M16 0AB

UPRN:77084842Semi-Detached House4 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band CEPC: D (60)

Data freshness:Price Paid· freshPlanning· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£675,000

£642k - £709kHigh

Estimate

£675k

Range

£642k – £709k

Rent Estimate (pcm)

£3,950

£4k - £4k

Monthly

£3,950

Yield

7.02%

Verdict

Derived from HomePortfolio scores

103 College Road earns an INVESTIGATE rating with HP Score 79/100. Investment score 70/100 reflects strong fundamentals. Walkability is good (77/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

70/ 100

High

Crime Score

No data

Walkability

77/ 100

High

Transit & Bike

Transit 36Bike 62

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£675,000

At the asking price

Monthly rent£3,950/mo

Evidenced range £3,700-£4,200

Interest rate5.4%

Loan to value75%

Cash required: £227,550
Net cash flow: £456/mo
Cash on cash: 2.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.73 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£675,000

Rent Estimate (pcm)£3,950

Gross Yield7.02%

1y Growth-

3y Growth+16.3%

5y Growth+6.0%

10y Growth+7.0%

Last Sold Price£112,000 (1999-11-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

4M16 0AB

Approval Rate

100%12mo

Development

low

120335/HHA/26
Erection of part single/part two storey rear extension and new front porch, and associated external alterations
Pending
120318/HHA/26
Demolition of existing garage and conservatory, and erection of single storey side and rear extension
Pending
PLA-2026-001976
Use of a dwellinghouse (Use Class C3(a)) as a children's home (Use Class C2) for up to two young people.
Pending

View Planning Timeline