31 Western Street, Manchester, M18 8GG

UPRN:77184475Mid Terrace House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band AEPC: C (70)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£174,000

£156k - £191kMedium

Estimate

£174k

Range

£156k – £191k

Rent Estimate (pcm)

£1,350

£1k - £1k

Monthly

£1,350

Yield

12.46%

Verdict

Derived from HomePortfolio scores

31 Western Street earns an INVESTIGATE rating with HP Score 69/100. Investment score 56/100 reflects moderate fundamentals. Walkability is good (72/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

No data

Walkability

72/ 100

High

Transit & Bike

Transit 45Bike 52

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£130,000

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,300-£1,400

Interest rate5.4%

Loan to value75%

Cash required: £40,400
Net cash flow: £496/mo
Cash on cash: 14.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.08 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£174,000

Rent Estimate (pcm)£1,350

Gross Yield12.46%

1y Growth-

3y Growth-0.6%

5y Growth+4.5%

10y Growth+7.7%

Last Sold Price£68,500 (2006-05-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0M18 8GG

Approval Rate

-12mo

Development

low

NOT-2026-001675
Prior notification of proposed larger home extension projecting 3.9m to the rear with a maximum height of 3.7m and a height at eaves of 2.8m.
Pending
26/00773/FUL
Widening of the existing driveway
Pending
NOT-2026-002041
Prior approval for conversion of Ground Floor Class E Commercial Premises to C3 Residential studio flat.
Pending

View Planning Timeline

Ownership

Corporate Ownership78.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2006-05-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,067

Population Density11,046 /km²

Owner Occupied38%

Age Distribution

0-15 29%16-64 61%65+ 10%

View Area Profile

Schools Nearby

Abbey Hey Primary Academy
0.3 mi
Good
St James' CofE Primary School Gorton
0.3 mi
Good
St Clement's CofE Primary School
0.4 mi
Good
Varna Community Primary School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 Western Street
-
£180k
-
3 Western Street
-
£78k
-
22 Western Street
-
£137k
-
8 Western Street
-
£150k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN