4 Sandy Lane, Manchester, M21 8TN

UPRN:77220992Semi-Detached House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band BEPC: E (40)

Data freshness:Price Paid· freshPlanning· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£372,000

£353k - £390kHigh

Estimate

£372k

Range

£353k – £390k

Rent Estimate (pcm)

£1,550

£1k - £2k

Monthly

£1,550

Yield

4.65%

Verdict

Derived from HomePortfolio scores

4 Sandy Lane earns an INVESTIGATE rating with HP Score 78/100. Investment score 60/100 reflects moderate fundamentals. Walkability is good (82/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

60/ 100

Moderate

Crime Score

No data

Walkability

82/ 100

High

Transit & Bike

Transit 56Bike 58

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£400,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,450-£1,700

Interest rate5.4%

Loan to value75%

Cash required: £131,300
Net cash flow: -£277/mo
Cash on cash: -2.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.15 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£372,000

Rent Estimate (pcm)£1,550

Gross Yield4.65%

1y Growth-

3y Growth+2.3%

5y Growth+4.8%

10y Growth+5.3%

Last Sold Price£220,000 (2015-10-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1M21 8TN

Approval Rate

100%12mo

Development

low

PLA-2026-001990
Erection of rear extension and rear terrace.
Pending
PLA-2026-002008
Application to vary condition no. 2 attached to planning permission 136691/FH/2023 (Erection of a 2 storey side extension and a part single/part 2 storey rear extension to form additional living accommodation), description as amended by OTH-2026-001255, in order to amend the design and scale of the proposed extension.
Pending
PLA-2026-001643
Erection of single-storey side and rear extension following demolition of the existing conservatory and alterations to existing ground floor extension roof with elevational alterations.
Pending

View Planning Timeline

Ownership

Corporate Ownership45%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2015-10-01
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,067

Population Density9,363 /km²

Owner Occupied47%

Age Distribution

0-15 14%16-64 76%65+ 10%

View Area Profile

Schools Nearby

Manchester Islamic Grammar School for Girls
0.2 mi
Inspected by ISI
Chorlton CofE Primary School
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Brookburn Community School
0.4 mi
Good
Oswald Road Primary School
0.4 mi
Good

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 Sandy Lane
-
£337k
-
42 Sandy Lane
-
£420k
-
48 Sandy Lane
-
£340k
-
42 Sandy Lane
-
£410k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN