54 Chervil Close, Manchester, M14 7DP

UPRN:77234517Semi-Detached House3 bedsBuilt 1996-2002

LeaseholdCouncil Tax: Band DEPC: D (67)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£364,000

£346k - £382kHigh

Estimate

£364k

Range

£346k – £382k

Rent Estimate (pcm)

£2,600

£3k - £3k

Monthly

£2,600

Yield

8.55%

Verdict

Derived from HomePortfolio scores

54 Chervil Close earns an INVESTIGATE rating with HP Score 78/100. Investment score 62/100 reflects moderate fundamentals. Walkability is good (81/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

62/ 100

Moderate

Crime Score

No data

Walkability

81/ 100

High

Transit & Bike

Transit 46Bike 58

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£365,000

At the asking price

Monthly rent£2,600/mo

Evidenced range £2,500-£2,750

Interest rate5.4%

Loan to value75%

Cash required: £119,050
Net cash flow: £568/mo
Cash on cash: 5.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.11 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£364,000

Rent Estimate (pcm)£2,600

Gross Yield8.55%

1y Growth-41.3%

3y Growth+3.6%

5y Growth+5.9%

10y Growth+5.8%

Last Sold Price£158,000 (2004-02-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0M14 7DP

Approval Rate

-12mo

Development

low

PLA-2026-001970
Erection of single-storey front extension, two-storey side extension with single-storey and part two-storey rear extension.
Pending
NOT-2026-001995
Prior Approval for installation of 20m high Orion streetpole hosting 6 no. antennas, 3 no. RRUs, equipment housing and other ancillary development.
Pending
PLA-2026-001867
Use of property as a house in multiple occupation (Use Class C4).
Pending

View Planning Timeline