41 Upper George Street, Huddersfield, HD1 4AW

UPRN:83046244Mid Terrace HouseBeds -Built 1900-1929

Tenure: -Council Tax: Band BEPC: D (67)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

41 Upper George Street, Huddersfield, HD1 4AW

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£224,000

£213k - £235kHigh

Estimate

£224k

Range

£213k – £235k

Rent Estimate (pcm)

£1,600

£2k - £2k

Monthly

£1,600

Yield

7.68%

Verdict

Derived from HomePortfolio scores

41 Upper George Street earns an INVESTIGATE rating with HP Score 70/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (75/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

39/ 100

Elevated

Walkability

75/ 100

High

Transit & Bike

Transit 100Bike 46

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 28 Oct 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge0.9/15
claims [AVM -11.6% (HIGH), sold-comps +43.6%, £/sqft +43.6%] → measured edge +0.17pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 83046244· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 15.6%· as of 21 Oct 2026
Rental economics21.4/40
gross yield 7.7%; range width penalty ×1.00
- valuation_snapshotsrent estimate 1600/mo (range 1550-1650)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -9/mo, -1% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 28 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 96 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 28 Oct 2026
Risk & liquidity14.7/15
136 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £194,000

£187,500£287,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£250,000

At the asking price

Monthly rent£1,600/mo

Evidenced range £1,550-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £78,800
Net cash flow: £264/mo
Cash on cash: 4.0%
Score at this price: 37

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.90 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 83046244Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 15.6%Valuation edge · as of 21 Oct 2026
valuation_snapshotsrent estimate 1600/mo (range 1550-1650)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 28 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 28 Oct 2026

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 1600/mo (range 1550-1650)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 96 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £194,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£224,000

Rent Estimate (pcm)£1,600

Gross Yield7.68%

1y Growth-

3y Growth+4.1%

5y Growth+3.3%

10y Growth+4.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HD1 4AW

Approval Rate

-12mo

Development

low

2026/92983
Reserved Matters application pursuant to (phase 3) outline permission 2021/91544 for erection of health and research innovation campus comprising: class F1(a)-education; class E(e)-medical/health services; class E(g)(i)-offices; class E(g)(ii)-research/development of products/processes; multi storey car park; class E(a)-display/retail of goods; class E(b)-sale of food/drink; Class E(d)-indoor sport/recreation/fitness and discharge of outline conditions 5 (masterplan), 9 (internal access per phase), 19 (BEMP per phase)
Pending
2026/92960
Change of use of ground floor from student accommodation (Sui Generis) to hotel (C1)
Pending
2026/92959
Erection of first floor extension and side dormer, including raising of roof height and associated alterations
Pending

View Planning Timeline

Ownership

Corporate Ownership40.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,238

Population Density3,278 /km²

Owner Occupied43%

Age Distribution

0-15 19%16-64 66%65+ 15%

View Area Profile

Schools Nearby

ES Independent School Kirklees
0.1 mi
Good
Greenhead College
0.1 mi
-
Spring Grove Junior Infant and Nursery School
0.2 mi
Inspected as Spring Grove Junior Infant and Nursery School (URN 107617) on 1 Jul 2025
Kirklees College
0.4 mi
-

1 of 7 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

39 Upper George Street
-
£110k
-
37 Upper George Street
-
£245k
-
35 Upper George Street
-
£200k
-
25 Upper George Street
-
£150k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN