4 Top of the Hill, Thurstonland, Huddersfield, HD4 6XZ

UPRN:83075010Detached House4 bedsBuilt before 1900

FreeholdCouncil Tax: Band DEPC: C (73)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

4 Top of the Hill, Thurstonland, Huddersfield, HD4 6XZ

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£994,000

£944k - £1.04MHigh

Estimate

£994k

Range

£944k – £1.04M

Rent Estimate (pcm)

£5,650

£5k - £6k

Monthly

£5,650

Yield

7.03%

Verdict

Derived from HomePortfolio scores

4 Top of the Hill earns an INVESTIGATE rating with HP Score 67/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (22/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

15/ 100

Moderate

Walkability

22/ 100

Low

Transit & Bike

Transit 13Bike 14

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£965,000

At the asking price

Monthly rent£5,650/mo

Evidenced range £5,250-£6,050

Interest rate5.4%

Loan to value75%

Cash required: £331,050
Net cash flow: £655/mo
Cash on cash: 2.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.73 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£994,000

Rent Estimate (pcm)£5,650

Gross Yield7.03%

1y Growth-

3y Growth-3.3%

5y Growth+2.1%

10y Growth+3.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HD4 6XZ

Approval Rate

-12mo

Development

low

2026/92926
Work to TPO(s)s 09/23 (within a Conservation Area)
Pending
2026/92884
Discharge of details reserved by condition 3 (windows and doors details) on previous permission 2024/90293 for conversion of garages to living space, internal alterations, installation of gate and replacement windows and doors
Pending
2026/92885
Variation of conditions 2 (plans), 3 (part single storey/part two storey rear extension materials) and 4 (single storey side extension materials) on previous permission 2026/90524 for demolition of existing garage, erection of part single storey/part two storey rear extension, two storey front extension, single storey side extension with glass link and associated external alterations
Pending

View Planning Timeline

Ownership

Corporate Ownership61.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

2 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,238

Population Density-

Owner Occupied80%

Age Distribution

0-15 18%16-64 61%65+ 21%

View Area Profile

Schools Nearby

Thurstonland Endowed Voluntary Controlled First School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Brockholes Church of England Voluntary Controlled Junior and Infant School
0.6 mi
Outstanding
Holmfirth High School
0.8 mi
OutstandingImproving
New Mill Infant School
1.0 mi
Outstanding

3 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

11 Top Of The Bank
-
£354k
-
5 Top Of The Bank
-
£385k
-
12 Top Of The Bank
-
£375k
-
5 Top Of The Hill
-
£390k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN