55 Station Lane, Birkenshaw, Bradford, BD11 2JE

UPRN:83123672Detached House6 bedsBuilt before 1900

FreeholdCouncil Tax: Band GEPC: C (69)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

55 Station Lane, Birkenshaw, Bradford, BD11 2JE

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£1,442,000

£1.37M - £1.51MHigh

Estimate

£1.44M

Range

£1.37M – £1.51M

Rent Estimate (pcm)

£5,150

£5k - £6k

Monthly

£5,150

Yield

4.26%

Verdict

Derived from HomePortfolio scores

55 Station Lane earns an INVESTIGATE rating with HP Score 80/100. Investment score 72/100 reflects strong fundamentals. Crime intensity is very low. Walkability is limited (54/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

72/ 100

High

Crime Score

7/ 100

Low

Walkability

54/ 100

Moderate

Transit & Bike

Transit 24Bike 16

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.6% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 83123672· as of 12 Oct 2026
Rental economics0/40
gross yield 4.3%; range width penalty ×0.75
- valuation_snapshotsrent estimate 5150/mo (range 4550-5700)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,462/mo, -48% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 174 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity14.6/15
158 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,087,500£1,667,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,450,000

At the asking price

Monthly rent£5,150/mo

Evidenced range £4,550-£5,700

Interest rate5.4%

Loan to value75%

Cash required: £525,050
Net cash flow: -£1,328/mo
Cash on cash: -3.0%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.05 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 83123672Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 5150/mo (range 4550-5700)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 5150/mo (range 4550-5700)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 174 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,442,000

Rent Estimate (pcm)£5,150

Gross Yield4.26%

1y Growth-7.9%

3y Growth-1.0%

5y Growth+1.8%

10y Growth+4.0%

Last Sold Price£1,425,000 (2025-02-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BD11 2JE

Approval Rate

-12mo

Development

low

2026/92909
Discharge of details reserved by condition 13 (Verification Report) on previous permission 2024/91853 for erection of 21 dwellings with garages, formation of adoptable road, private road and parking spaces and new car park and beer garden for the Liberal Club
Pending
2026/92892
Work to trees TPO 26/77
Pending
2026/92898
Work to trees TPO 26/77
Pending

View Planning Timeline

Ownership

Corporate Ownership81.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2025-02-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,238

Population Density1,950 /km²

Owner Occupied83%

Age Distribution

0-15 19%16-64 56%65+ 25%

View Area Profile

Schools Nearby

Birkenshaw Church of England Voluntary Controlled Primary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
East Bierley Church of England Voluntary Controlled Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
BBG Academy
0.6 mi
Good
Tong Leadership Academy
0.7 mi
Good

4 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

81 Station Lane
-
£675k
-
42 Station Lane
-
£650k
-
40 Station Lane
-
£615k
-
72 Station Lane
-
£552k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN