6 Cocking Steps Mill, Cocking Steps Lane, Netherton, Huddersfield, HD4 7EA

UPRN:83186111Mid Terrace House4 bedsBuilt before 1900

FreeholdCouncil Tax: Band EEPC: C (72)

Data freshness:Planning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

6 Cocking Steps Mill, Cocking Steps Lane, Netherton, Huddersfield, HD4 7EA

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£442,000

£420k - £465kHigh

Estimate

£442k

Range

£420k – £465k

Rent Estimate (pcm)

£3,000

£3k - £3k

Monthly

£3,000

Yield

8.18%

Verdict

Derived from HomePortfolio scores

6 Cocking Steps Mill earns an INVESTIGATE rating with HP Score 75/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (45/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

45/ 100

Mixed

Transit & Bike

Transit 7Bike 14

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 2 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge0/15
claims [AVM +0.5% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 83186111· as of 12 Oct 2026
Rental economics25.5/40
gross yield 8.2%; range width penalty ×1.00
- valuation_snapshotsrent estimate 3000/mo (range 2850-3150)· as of 12 Oct 2026· verify before relying on this
Stress margin7.3/30
stressed cash flow +219/mo, +7% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 173 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity14.6/15
275 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £363,000

£330,000£506,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£440,000

At the asking price

Monthly rent£3,000/mo

Evidenced range £2,850-£3,150

Interest rate5.4%

Loan to value75%

Cash required: £145,300
Net cash flow: £592/mo
Cash on cash: 4.9%
Score at this price: 47

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.02 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 83186111Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 3000/mo (range 2850-3150)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 3000/mo (range 2850-3150)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 173 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Set your walk-away price before viewing - above £363,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
4. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.

Valuation & Market

Sale Estimate£442,000

Rent Estimate (pcm)£3,000

Gross Yield8.18%

1y Growth-

3y Growth-3.3%

5y Growth+2.1%

10y Growth+3.1%

Last Sold Price£340,000 (2020-10-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HD4 7EA

Approval Rate

-12mo

Development

low

2026/92872
Change of use from hot food takeaway (Sui Generis) to podiatry clinic (Class E(e)) including access ramp
Pending
2026/92873
Removal of condition 4 (residence ownership) on previous permission 2002/93533 for erection of 3 bedroom dwelling above existing take-away restaurant
Pending
2026/92815
Installation of solar panels
Pending

View Planning Timeline