84 Florida Estate, Back Market Lane, Hemsby, NR29 4HW

UPRN:100091318203Bungalow Property2 bedsBuilt 1967-1975

LeaseholdCouncil Tax: -EPC: G (11)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

84 Florida Estate, Back Market Lane, Hemsby, NR29 4HW

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£29,000

£26k - £32kMedium

Estimate

£29k

Range

£26k – £32k

Rent Estimate (pcm)

£100

£100 - £150

Monthly

£100

Yield

5.33%

Verdict

Derived from HomePortfolio scores

84 Florida Estate earns an INVESTIGATE rating with HP Score 65/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (47/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

31/ 100

Moderate

Walkability

47/ 100

Mixed

Transit & Bike

Transit 44Bike 40

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 20 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 22% above the ask. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +22.4% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 100091318203· as of 9 Oct 2026
Rental economics1.1/40
gross yield 5.3%; range width penalty ×0.40; the estimate this rent rides on sits 22% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 100/mo (range 100-150)· as of 9 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 22% above the ask on the same snapshot - verify the rent describes this home· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -266/mo, -266% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 20 Oct 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 540 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 20 Oct 2026
Risk & liquidity0/15
lease 40 years (under 80): most lenders refuse it - risk scores nothing; 281 sales/12mo in area; valuation range width 21%
- property_intelligencetransactions_12mo
- listing_factslease 40 years remaining (advert)· as of 20 Oct 2026

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£20,000£26,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£22,500

At the asking price

Monthly rent£100/mo

Evidenced range £100-£150

Interest rate5.4%

Loan to value75%

Cash required: £6,925
Net cash flow: -£7/mo
Cash on cash: -1.2%
Score at this price: 1

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.32 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100091318203Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 100/mo (range 100-150)Rental economics · as of 9 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 22% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 20 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 20 Oct 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 100/mo (range 100-150)
Rental economics needs verification before you rely on it
sale estimate 22% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£29,000

Rent Estimate (pcm)£100

Gross Yield5.33%

1y Growth-

3y Growth-1.1%

5y Growth+1.3%

10y Growth+2.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NR29 4HW

Approval Rate

-12mo

Development

low

06/26/0765/TCA
5 day notice of: Felling of a dead Silver Birch which has become a danger in a public area (within Conservation Area No 7 Hemsby)
Pending
06/26/0567/F
Retrospective application for the siting and use of a lodge caravan as warden/site manager accommodation ancillary to Seabreeze Holiday Park, with associated decking, steps, hardstanding and parking.
Pending
06/26/0560/TRE
Works to trees protected by Tree Preservation Order (TPO No 7 2011) T1, T3, T4 (Holm Oaks); Crown raise to 5.2 metres over the highway, to leave a clear passage for buses and HGVs.
Conditions

View Planning Timeline

Ownership

Corporate Ownership75.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,808

Population Density-

Owner Occupied77%

Age Distribution

0-15 13%16-64 58%65+ 29%

View Area Profile

Schools Nearby

Hemsby Primary School
0.4 mi
-
Ormesby Village Junior School
1.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Ormesby Village Infant School
1.4 mi
Good
Winterton Primary School and Nursery
1.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Florida Estate Back Market Lane
-
£23k
-
Florida Estate Back Market Lane
-
£15k
-
Chalet 139 Florida Estate Back Market Lane
-
£18k
-
Florida Estate Back Market Lane
-
£28k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN