22 Pebble Close, Stourbridge, DY8 1LE

UPRN:90015105Purpose Built Flat1 bedsBuilt 1950-1966

LeaseholdCouncil Tax: Band AEPC: C (78)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£104,000

£99k - £110kHigh

Estimate

£104k

Range

£99k – £110k

Rent Estimate (pcm)

£550

£500 - £600

Monthly

£550

Yield

6.29%

Verdict

Derived from HomePortfolio scores

22 Pebble Close earns an INVESTIGATE rating with HP Score 59/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is good (73/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

88/ 100

Elevated

Walkability

73/ 100

High

Transit & Bike

Transit 5Bike 37

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£104,950

At the asking price

Monthly rent£550/mo

Evidenced range £500-£600

Interest rate5.4%

Loan to value75%

Cash required: £32,786
Net cash flow: £27/mo
Cash on cash: 1.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.55 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£104,000

Rent Estimate (pcm)£550

Gross Yield6.29%

1y Growth-

3y Growth+1.4%

5y Growth+2.6%

10y Growth+4.1%

Last Sold Price£75,000 (2018-01-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DY8 1LE

Approval Rate

-12mo

Development

low

P26/1326
Single storey side/rear extension (following demolition of existing garage)
Pending
P26/1317
Loft conversion with raised ridge height, side dormer and rear Juliet balcony; single storey side extension
Pending
P26/1295
Crown lift 1 no. Silver Birch tree extending over neighbour's driveway to a height of 4-4.5 metres, and Crown lift over the footpath to height of 2.5 metres through the selective removal and/or shortening of selected secondary and tertiary branches only. Provide clearance for BT lines which pass through the trees canopy through the selective removal and/or shortening of secondary and tertiary branches only. Reduce length of small diameter branches which extend beyond the natural form of the canopy by approx. 1.5-2 metres.
Pending

View Planning Timeline

Ownership

Corporate Ownership67%
Overseas OwnershipNo
Lease Term Remaining101 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2018-01-22
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

25 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,822

Population Density-

Owner Occupied54%

Age Distribution

0-15 17%16-64 67%65+ 16%

View Area Profile

Schools Nearby

Redhill School
0.1 mi
Good
King Edward VI College Stourbridge
0.5 mi
-
Rufford Primary School
0.5 mi
Good
Old Swinford Hospital
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

5 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 Pebble Close
-
£230k
-
11 Pebble Close
-
£112k
-
31 Pebble Close
-
£117k
-
31 Pebble Close
-
£88k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN