22 Swallowfields Road, Dudley, DY3 3TR

UPRN:90031154Semi-Detached House3 bedsBuilt 1976-1982

FreeholdCouncil Tax: Band CEPC: C (71)

Data freshness:Listing· freshPrice Paid· freshPlanning· 2mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: AVOID, on a scale of Buy, Investigate, Avoid.
Significant risk factors

Evidence

19 of 21 sources

Sale Estimate

£316,000

£300k - £332kHigh

Estimate

£316k

Range

£300k – £332k

Rent Estimate (pcm)

£2,050

£2k - £2k

Monthly

£2,050

Yield

8.79%

Verdict

Derived from HomePortfolio scores

22 Swallowfields Road earns an AVOID rating with HP Score 75/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (41/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

41/ 100

Mixed

Transit & Bike

Transit 24Bike 25

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 2 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge0/15
claims [AVM +11.4% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 90031154· as of 12 Oct 2026
Rental economics29/40
gross yield 8.8%; range width penalty ×0.96
- valuation_snapshotsrent estimate 2050/mo (range 1900-2150)· as of 12 Oct 2026· verify before relying on this
Stress margin9.5/30
stressed cash flow +196/mo, +10% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 78 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity14.6/15
294 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £245,000

£210,000£322,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£279,950

At the asking price

Monthly rent£2,050/mo

Evidenced range £1,900-£2,150

Interest rate5.4%

Loan to value75%

Cash required: £89,283
Net cash flow: £474/mo
Cash on cash: 6.4%
Score at this price: 53

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.17 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 90031154Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 2050/mo (range 1900-2150)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 2050/mo (range 1900-2150)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 78 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £245,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£316,000

Rent Estimate (pcm)£2,050

Gross Yield8.79%

1y Growth+38.6%

3y Growth+3.4%

5y Growth+2.3%

10y Growth+4.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1DY3 3TR

Approval Rate

-12mo

Development

low

P26/1380
Crown lift lower branches from 1 no. Silver Birch tree by 8m overhanging 2 Meadow View
Pending
P26/1367
T2 Hawthorn, 1 Lauder Close, fell (unsuited to setting) T1, Cherry, 1 Braemar Close, prune to clear house, 2m crown lift T3 Cherry, 20 Braemar Close (communal grounds) 3m crown lift T8 Maple, 11 Braemar Close, 3m crown lift, remove large lower branch over garden T9 Cherry 3 Thistledown Walk, 3m crown lift, prune to clear property by 2m T10 Cherry 2 Thistledown Walk, 3m crown lift, prune to clear property by 2m T11 Cherry 21 Lauder Close, 2m crown lift
Pending
P26/1226
Remove dead branches from 1 no. Monkey Puzzle tree
Pending

View Planning Timeline

Ownership

Corporate Ownership77.3%
Overseas OwnershipNo
Lease Term Remaining44 yrs
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

2 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,822

Population Density3,192 /km²

Owner Occupied84%

Age Distribution

0-15 11%16-64 50%65+ 39%

View Area Profile

Schools Nearby

Alder Coppice Primary School
0.5 mi
Good
Colton Hills Community School
0.6 mi
Good
The Vireo Academy
0.7 mi
Inspected as Orchard Centre (The Nightingale Home and Hospital Service) (URN 104288) on 7 Jun 2023
Goldthorn Park Primary School
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.

5 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

25 Swallowfields Road
-
£225k
-
5 Swallowfields Road
-
£395k
-
32 Swallowfields Road
-
£285k
-
4 Swallowfields Road
-
£280k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN