32 Paul Street, Bilston, WV14 9AJ

UPRN:90046229Detached Bungalow2 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band CEPC: E (54)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 3mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£320,000

£304k - £336kHigh

Estimate

£320k

Range

£304k – £336k

Rent Estimate (pcm)

£1,500

£1k - £2k

Monthly

£1,500

Yield

5.54%

Verdict

Derived from HomePortfolio scores

32 Paul Street earns an INVESTIGATE rating with HP Score 81/100. Investment score 72/100 reflects strong fundamentals. Crime intensity is low. Walkability is excellent (89/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

81/ 100

Strong

Investment Score

72/ 100

High

Crime Score

22/ 100

Moderate

Walkability

89/ 100

Excellent

Transit & Bike

Transit 2Bike 61

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -1.6% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 90046229· as of 13 Oct 2026
Rental economics3.7/40
gross yield 5.5%; range width penalty ×0.87
- valuation_snapshotsrent estimate 1500/mo (range 1350-1600)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -399/mo, -27% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 204 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
306 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£244,000£374,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£325,000

At the asking price

Monthly rent£1,500/mo

Evidenced range £1,350-£1,600

Interest rate5.4%

Loan to value75%

Cash required: £105,050
Net cash flow: -£58/mo
Cash on cash: -0.7%
Score at this price: 18

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.37 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 90046229Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 1500/mo (range 1350-1600)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1500/mo (range 1350-1600)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 204 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£320,000

Rent Estimate (pcm)£1,500

Gross Yield5.54%

1y Growth-

3y Growth+3.1%

5y Growth+3.7%

10y Growth+5.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningSignificant
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0WV14 9AJ

Approval Rate

-12mo

Development

low

26/01089/FUL
Installation of step lift at the front of the property
Pending
P26/1376
Retention of single storey side and rear extension and conversion of existing garage.
Pending
P26/1413
Variation of Condition 2 (approved plans) of planning approval P24/0891 to provide disabled access ramp to front entrance.
Pending

View Planning Timeline

Ownership

Corporate Ownership72.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

10 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,822

Population Density6,598 /km²

Owner Occupied63%

Age Distribution

0-15 18%16-64 61%65+ 21%

View Area Profile

Schools Nearby

Hurst Hill Primary School
0.0 mi
Report card2026
Ofsted no longer awards a single overall grade.
Manor Primary School
0.3 mi
Outstanding
The Rowan School
0.4 mi
Inspected by ISI
Bramford Primary School
0.7 mi
GoodImproving

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

44 Paul Street
-
£218k
-
1A Paul Street
-
£165k
-
1C Paul Street
-
£165k
-
1D Paul Street
-
£165k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN