10 Bank Road, Netherton, Dudley, DY2 9DQ

UPRN:90053150Semi-Detached House5 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band BEPC: D (68)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 3mo agoAmenities· 2mo agoArea· Census 2021

10 Bank Road, Netherton, Dudley, DY2 9DQ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£258,000

£206k - £309kLow

Estimate

£258k

Range

£206k – £309k

Rent Estimate (pcm)

£1,900

£2k - £2k

Monthly

£1,900

Yield

7.86%

Verdict

Derived from HomePortfolio scores

10 Bank Road earns an INVESTIGATE rating with HP Score 69/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (67/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

34/ 100

Moderate

Walkability

67/ 100

Moderate

Transit & Bike

Transit 58Bike 61

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£290,000

At the asking price

Monthly rent£1,900/mo

Evidenced range £1,800-£2,000

Interest rate5.4%

Loan to value75%

Cash required: £92,800
Net cash flow: £337/mo
Cash on cash: 4.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.94 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£258,000

Rent Estimate (pcm)£1,900

Gross Yield7.86%

1y Growth-

3y Growth+4.0%

5y Growth+5.8%

10y Growth+6.1%

Last Sold Price£100,000 (2019-08-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DY2 9DQ

Approval Rate

-12mo

Development

low

P26/1408/PN11B
Prior Notification under Schedule 2, Part 11 for demolition of 12 no. bungalows at 2-22, Paradise, Dudley, DY2 8SH and 30 Prospect Row, Dudley, DY2 8SQ
Pending
P26/1374
Lawful development certificate for a proposed rear outbuilding.
Pending
P26/1357
Erection of detached garage and playroom
Pending

View Planning Timeline

Ownership

Corporate Ownership70.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2019-08-23
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,822

Population Density-

Owner Occupied42%

Age Distribution

0-15 22%16-64 60%65+ 18%

View Area Profile

Schools Nearby

Netherton Park Nursery School
0.2 mi
Outstanding
The Link Academy
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Sledmere Primary School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Northfield Road Primary School
0.3 mi
Report card2025
Ofsted no longer awards a single overall grade.

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

26 Bank Road
-
£180k
-
26 Bank Road
-
£158k
-
10 Bank Road
-
£100k
-
26 Bank Road
-
£96k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN