149 Bells Lane, Stourbridge, DY8 5DW

UPRN:90056143Semi-Detached House2 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band BEPC: C (70)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£225,000

£214k - £236kHigh

Estimate

£225k

Range

£214k – £236k

Rent Estimate (pcm)

£1,250

£1k - £1k

Monthly

£1,250

Yield

6.67%

Verdict

Derived from HomePortfolio scores

149 Bells Lane earns an INVESTIGATE rating with HP Score 77/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (67/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

67/ 100

Moderate

Transit & Bike

Transit 53Bike 58

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£225,000

At the asking price

Monthly rent£1,250/mo

Evidenced range £1,200-£1,300

Interest rate5.4%

Loan to value75%

Cash required: £70,800
Net cash flow: £106/mo
Cash on cash: 1.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.65 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£225,000

Rent Estimate (pcm)£1,250

Gross Yield6.67%

1y Growth-

3y Growth+1.4%

5y Growth+2.6%

10y Growth+4.1%

Last Sold Price£90,000 (2012-08-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DY8 5DW

Approval Rate

-12mo

Development

low

P26/1354/TREECA
Notification of proposed tree works in a Conservation Area to prune all branches overhanging rear boundary fence from riverbank back behind fence line by 2m and remove arisings.
Pending
P26/1229
External alterations and improvements to the existing rear garden amenity area.
Pending
P26/1195
Erection of 1 no. dwelling house
Pending

View Planning Timeline

Ownership

Corporate Ownership67.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2012-08-24
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,822

Population Density4,601 /km²

Owner Occupied53%

Age Distribution

0-15 20%16-64 59%65+ 21%

View Area Profile

Schools Nearby

Ashwood Park Primary School
0.2 mi
Requires improvement
Belle Vue Primary School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St James's CofE Primary School
0.6 mi
Good
Fairhaven Primary School
0.7 mi
Inspected as Fairhaven Primary School (URN 103786) on 6 Oct 2021

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

97 Bells Lane
-
£220k
-
125 Bells Lane
-
£200k
-
145 Bells Lane
-
£194k
-
97 Bells Lane
-
£162k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN