89 Grange Lane, Stourbridge, DY9 7HR

UPRN:90082974Detached House4 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band EEPC: E (41)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£325,000

£308k - £341kHigh

Estimate

£325k

Range

£308k – £341k

Rent Estimate (pcm)

£1,250

£1k - £1k

Monthly

£1,250

Yield

4.62%

Verdict

Derived from HomePortfolio scores

89 Grange Lane earns an INVESTIGATE rating with HP Score 81/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (71/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

81/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

71/ 100

High

Transit & Bike

Transit 3Bike 36

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£325,000

At the asking price

Monthly rent£1,250/mo

Evidenced range £1,150-£1,400

Interest rate5.4%

Loan to value75%

Cash required: £105,050
Net cash flow: -£231/mo
Cash on cash: -2.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.14 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£325,000

Rent Estimate (pcm)£1,250

Gross Yield4.62%

1y Growth-

3y Growth+2.5%

5y Growth+1.1%

10y Growth+2.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0DY9 7HR

Approval Rate

-12mo

Development

low

P26/1326
Single storey side/rear extension (following demolition of existing garage)
Pending
P26/1293
Erection of single storey rear extension (following demolition of exsting extension)
Pending
P26/1295
Crown lift 1 no. Silver Birch tree extending over neighbour's driveway to a height of 4-4.5 metres, and Crown lift over the footpath to height of 2.5 metres through the selective removal and/or shortening of selected secondary and tertiary branches only. Provide clearance for BT lines which pass through the trees canopy through the selective removal and/or shortening of secondary and tertiary branches only. Reduce length of small diameter branches which extend beyond the natural form of the canopy by approx. 1.5-2 metres.
Pending

View Planning Timeline