113 Platinum Apartments, Old Wharf Road, Stourbridge, DY8 4FR

UPRN:90221552Purpose Built Flat2 bedsBuilt 2022

LeaseholdCouncil Tax: Band AEPC: B (84)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

113 Platinum Apartments, Old Wharf Road, Stourbridge, DY8 4FR

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£217,000

£206k - £228kHigh

Estimate

£217k

Range

£206k – £228k

Rent Estimate (pcm)

£1,150

£1k - £1k

Monthly

£1,150

Yield

6.42%

Verdict

Derived from HomePortfolio scores

113 Platinum Apartments earns an INVESTIGATE rating with HP Score 78/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (88/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

65/ 100

Moderate

Crime Score

29/ 100

Moderate

Walkability

88/ 100

Excellent

Transit & Bike

Transit 49Bike 64

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£215,000

At the asking price

Monthly rent£1,150/mo

Evidenced range £1,100-£1,250

Interest rate5.4%

Loan to value75%

Cash required: £67,600
Net cash flow: £71/mo
Cash on cash: 1.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.58 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£217,000

Rent Estimate (pcm)£1,150

Gross Yield6.42%

1y Growth+8.7%

3y Growth+1.4%

5y Growth+2.6%

10y Growth+4.1%

Last Sold Price£184,950 (2023-12-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DY8 4FR

Approval Rate

-12mo

Development

low

P26/1368/LDO
Householder local development order for a single storey rear extension (following demolition of existing conservatory)
Conditions
P26/1302
Single storey side/rear extension
Pending
P26/1274
Change of use from Bed & Breakfast (Use Class C1) to a single dwelling house (Use Class C3)
Pending

View Planning Timeline

Ownership

Corporate Ownership67%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2023-12-19
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,822

Population Density-

Owner Occupied69%

Age Distribution

0-15 17%16-64 62%65+ 21%

View Area Profile

Schools Nearby

Glasshouse College
0.4 mi
-
King Edward VI College Stourbridge
0.4 mi
-
Amblecote Primary School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
St James's CofE Primary School
0.6 mi
Good

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Platinum Apartments Old Wharf Road
-
£225k
-
Platinum Apartments Old Wharf Road
-
£186k
-
Platinum Apartments Old Wharf Road
-
£134k
-
Platinum Apartments Old Wharf Road
-
£145k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN