37 Aylets Field, Harlow, CM18 7LW

UPRN:10003707431Purpose Built Flat2 bedsBuilt 1991-1995

LeaseholdCouncil Tax: -EPC: C (74)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£203,000

£193k - £213kHigh

Estimate

£203k

Range

£193k – £213k

Rent Estimate (pcm)

£1,500

£1k - £2k

Monthly

£1,500

Yield

9.00%

Verdict

Derived from HomePortfolio scores

37 Aylets Field earns an INVESTIGATE rating with HP Score 71/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (58/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

28/ 100

Moderate

Walkability

58/ 100

Moderate

Transit & Bike

Transit 14Bike 64

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesLead to verifyListing checked 24 Oct 2026

Fewer independent sources agree, or a component could not be scored.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge2.5/15
claims [AVM +1.5% (HIGH), sold-comps +7.0%, £/sqft +6.9%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 10003707431· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 8 comps, dispersion 15.1%· as of 23 Oct 2026
Rental economics24.8/40
gross yield 8.1% on contractual rent (listing-disclosed tenancy)
- listing_factscontractual rent 1350/mo (tenanted)· as of 24 Oct 2026
Stress margin1.4/30
stressed cash flow +18/mo, +1% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 24 Oct 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 256 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 24 Oct 2026
Risk & liquidity14.7/15
204 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £160,000

£150,000£230,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£200,000

At the asking price

Monthly rent£1,500/mo

Evidenced range £1,450-£1,600

Interest rate5.4%

Loan to value75%

Cash required: £62,800
Net cash flow: £363/mo
Cash on cash: 6.9%
Score at this price: 43

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.22 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10003707431Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 8 comps, dispersion 15.1%Valuation edge · as of 23 Oct 2026
listing_factscontractual rent 1350/mo (tenanted)Rental economics · as of 24 Oct 2026
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 24 Oct 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 24 Oct 2026

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Stress margin needs verification before you rely on it
costs not disclosed by the advert
Seller motivation could not be scored
context, not scored: 0 price cut(s), 256 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Set your walk-away price before viewing - above £160,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£203,000

Rent Estimate (pcm)£1,500

Gross Yield9.00%

1y Growth-2.0%

3y Growth+1.1%

5y Growth+2.9%

10y Growth+3.1%

Last Sold Price£195,000 (2022-02-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CM18 7LW

Approval Rate

-12mo

Development

low

HW/HSE/26/00407
Proposed front access ramp
Pending
HW/TP/26/10048
Norwegian Spruce to be felled due to being dead and diseased
Pending
HW/TP/26/10046
x 2 Crack Willow trees (Salix Fragilis) - reduce stems up to 8 metres
Pending

View Planning Timeline

Ownership

Corporate Ownership59.8%
Overseas OwnershipNo
Lease Term Remaining90 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2022-02-18
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,654

Population Density-

Owner Occupied49%

Age Distribution

0-15 23%16-64 64%65+ 13%

View Area Profile

Schools Nearby

Abbotsweld Primary Academy
0.3 mi
Good
Longwood Primary Academy
0.3 mi
Good
Beckmead Moundwood Academy
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Stewards Academy - Science Specialist, Harlow
0.4 mi
Requires improvementConcerns

1 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

38 Aylets Field
-
£215k
-
36 Aylets Field
-
£194k
-
52 Aylets Field
-
£195k
-
47 Aylets Field
-
£215k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN