66 Ladywell Prospect, Sawbridgeworth, CM21 9PT

UPRN:100090515099Flat/Maisonette0 bedsBuilt 1983-1990

LeaseholdCouncil Tax: Band AEPC: C (70)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

66 Ladywell Prospect, Sawbridgeworth, CM21 9PT

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£110,000

£105k - £116kHigh

Estimate

£110k

Range

£105k – £116k

Rent Estimate (pcm)

£550

£500 - £600

Monthly

£550

Yield

6.60%

Verdict

Derived from HomePortfolio scores

66 Ladywell Prospect earns an INVESTIGATE rating with HP Score 73/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (37/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

37/ 100

Mixed

Transit & Bike

Transit 7Bike 31

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£100,000

At the asking price

Monthly rent£550/mo

Evidenced range £500-£600

Interest rate5.4%

Loan to value75%

Cash required: £31,300
Net cash flow: £43/mo
Cash on cash: 1.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.63 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£110,000

Rent Estimate (pcm)£550

Gross Yield6.60%

1y Growth-

3y Growth-2.6%

5y Growth+2.0%

10y Growth+2.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CM21 9PT

Approval Rate

-12mo

Development

low

3/26/1488/HH
Hip to gable roof with rear dormer to garage
Pending
EPF/1934/26
Approval of Details Reserved by Conditions 4 Tree Protection Plan/Arboricultural Method Statement, 5 Contaminated Land, 6 Construction Method Statement, 7 Surface Water Drainage, 8 Biodiversity Enhancement Strategy, 9 Parking and BNG Requirement of EPF/0450/24 (Outline planning application with all matters reserved except for access for the erection of 9 dwellings and associated parking and landscaping (Allocated Site - Ref: LSHR.R1)).
Pending
EPF/1903/26
Lower Sheering Conservation Area T1-T6: Poplar - Pollard to 8-10m. T1-T3: Willow stems - Fell. T1-T3: Maple - Pollard to previous points.
Approved

View Planning Timeline