Apartment 502, Fairbairn Building, 55 Henry Street, Manchester, M4 5DH

UPRN:10070871063Flat/MaisonetteBeds -Built 2012-2021

LeaseholdCouncil Tax: Band EEPC: C (75)

Data freshness:Listing· freshPlanning· 4mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

Apartment 502, Fairbairn Building, 55 Henry Street, Manchester, M4 5DH

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£377,000

£339k - £415kMedium

Estimate

£377k

Range

£339k – £415k

Rent Estimate (pcm)

£2,200

£2k - £2k

Monthly

£2,200

Yield

4.59%

Verdict

Derived from HomePortfolio scores

Apartment 502 earns an INVESTIGATE rating with HP Score 84/100. Investment score 61/100 reflects moderate fundamentals. Walkability is excellent (98/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

84/ 100

Strong

Investment Score

61/ 100

Moderate

Crime Score

No data

Walkability

98/ 100

Excellent

Transit & Bike

Transit 100Bike 54

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 21 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-0.6/15
claims [AVM -52.5% (MEDIUM)] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 10070871063· as of 9 Oct 2026
Rental economics7.6/40
gross yield 5.9% on contractual rent (listing-disclosed tenancy)
- listing_factscontractual rent 2850/mo (tenanted)· as of 21 Oct 2026
Stress margin0/30
stressed cash flow -836/mo, -29% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 21 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 44 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 21 Oct 2026
Risk & liquidity12.8/15
289 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£431,000£661,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£575,000

At the asking price

Monthly rent£2,200/mo

Evidenced range £2,100-£2,350

Interest rate5.4%

Loan to value75%

Cash required: £192,550
Net cash flow: -£418/mo
Cash on cash: -2.6%
Score at this price: 20

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.13 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10070871063Valuation edge · as of 9 Oct 2026
listing_factscontractual rent 2850/mo (tenanted)Rental economics · as of 21 Oct 2026
listing_factsservice charge / ground rent from the advertStress margin · as of 21 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 21 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Seller motivation could not be scored
context, not scored: 0 price cut(s), 44 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£377,000

Rent Estimate (pcm)£2,200

Gross Yield4.59%

1y Growth-

3y Growth-8.3%

5y Growth-2.6%

10y Growth+3.8%

Last Sold Price£440,000 (2014-05-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0M4 5DH

Approval Rate

-12mo

Development

low

Manchester/PLA-2026-001923
Installation of 1no. internally illuminated canopy sign and 3no. internally illuminated menu signs.
Pending
145196/FO/2026
Proposed change of use from Storage (class B8) to Pilates studio (class E-d) with cafe and licensed (Sui Generis).
Pending
Manchester/PLA-2026-001969
Listed Building Consent for the repair of towpath voiding/erosion.
Pending

View Planning Timeline

Ownership

Corporate Ownership12.4%
Overseas OwnershipNo
Lease Term Remaining127 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2014-05-23
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,067

Population Density-

Owner Occupied25%

Age Distribution

0-15 3%16-64 95%65+ 2%

View Area Profile

Schools Nearby

Co-op Academy New Islington
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
The Cooperative College
0.4 mi
-
Digital Advantage
0.4 mi
-
St Patrick's RC Primary School, a Voluntary Academy
0.5 mi
Good

3 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

55 Henry Street
-
£380k
-
55 Henry Street
-
£345k
-
55 Henry Street
-
£260k
-
55 Henry Street
-
£380k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN