2 Serpentine Road, Faversham, ME13 7XB

UPRN:10094601862Semi-Detached House3 bedsBuilt 2021

FreeholdCouncil Tax: Band DEPC: B (84)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 5mo agoRisk· 2y agoCrime· freshAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£404,000

£384k - £424kHigh

Estimate

£404k

Range

£384k – £424k

Rent Estimate (pcm)

£1,600

£1k - £2k

Monthly

£1,600

Yield

5.91%

Verdict

Derived from HomePortfolio scores

2 Serpentine Road earns an INVESTIGATE rating with HP Score 65/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (32/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

34/ 100

Moderate

Walkability

32/ 100

Mixed

Transit & Bike

Transit 7Bike 55

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£325,000

At the asking price

Monthly rent£1,600/mo

Evidenced range £1,450-£1,750

Interest rate5.4%

Loan to value75%

Cash required: £105,050
Net cash flow: £11/mo
Cash on cash: 0.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.46 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£404,000

Rent Estimate (pcm)£1,600

Gross Yield5.91%

1y Growth-

3y Growth+0.0%

5y Growth-0.3%

10y Growth+3.4%

Last Sold Price£400,000 (2022-12-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0ME13 7XB

Approval Rate

-12mo

Development

low

26/503067/TCA
Conservation Area Notification to remove and trim back 1no. large maple tree, 1no. large sycamore tree and 1no. large pine tree.
Pending
26/503733/FULL
Proposed replacement of windows and door, and removal and infilling of 1no. window.
Pending
26/503613/FULL
Erection of a single storey rear extension.
Pending

View Planning Timeline

Ownership

Corporate Ownership72.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-12-02
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,647

Population Density371 /km²

Owner Occupied85%

Age Distribution

0-15 17%16-64 53%65+ 30%

View Area Profile

Schools Nearby

Davington Primary School
0.3 mi
Good
Bysing Wood Primary School
0.7 mi
Good
Queen Elizabeth's Grammar School
0.8 mi
Good
St Mary of Charity CofE (Aided) Primary School
0.9 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

11 Serpentine Road
-
£313k
-
15 Serpentine Road
-
£325k
-
13 Serpentine Road
-
£340k
-
11 Serpentine Road
-
£345k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN