1 Church View, Hillesley, Wotton-under-Edge, GL12 7RA
Estimate of £341k for this end terrace house. 125 sales in GL12 in the last 12 months; median £388k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£343,000
- SDLT standard£7,150
- SDLT BTL surcharge (5%)£17,150
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£369,400
Funding
- Deposit (25%)£85,750
- Mortgage (75% LTV)£257,250
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£112,150
Monthly Returns
- Monthly Rent (estimate)£1,300
- Mortgage Payment (IO)-£1,125
- Management (10%)-£130
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£55
Capital Returns
- 5yr Property Value£371,698
- 5yr Capital Gain (1.62% pa, historical)+£28,698
- 5yr Cumulative Rent (net)+£67,059
- Less mortgage interest-£67,500
- 5yr Total Return+£28,257
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £348,557 | £91,307 | -£660 | +£4,897 | 4.4% |
| Year 2 | £354,203 | £96,953 | -£1,044 | +£10,159 | 9.1% |
| Year 3 | £359,941 | £102,691 | -£1,134 | +£15,808 | 14.1% |
| Year 4 | £365,772 | £108,522 | -£935 | +£21,837 | 19.5% |
| Year 5 | £371,698 | £114,448 | -£441 | +£28,257 | 25.2% |
Modelled on the live asking price. Capital growth 1.62% a year is the GL12 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£112,150).
Price Forecast
No forecast available.