1 Jervaulx House, Lawrence Square, York, YO10 3FJ

UPRN:10007238331Purpose Built FlatBeds -Built 2003-2006

LeaseholdCouncil Tax: Band CEPC: C (76)

Data freshness:Listing· freshPlanning· 4mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated yesterday

£236,000

Estimated value

Range: £212k - £259k|Last sold: £154k (2008-08-07)

Estimate of £236k for this purpose built flat. 224 sales in YO10 in the last 12 months; median £291k.

Estimate confidence

Medium confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£236k

£212k - £259k - Medium confidence

Annualised (CAGR)

+2.49%

Over the full window

Peak estimate

£248k

Dec 2022

From peak

-4.84%

Drawdown from peak

AVM estimate (model)Repeat-sales index - YO10 district (quarterly)index YoY -4.72%

Growth by window

+1.72%

12m

-1.67%

24m

+0.85%

60m

+4.89%

Rental Market

Monthly

Estimated rent (pcm)

£1,300

/ month

Gross yield

8.21%

Rent ÷ asking price

Net yield

5.69%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£291k

YO10 sales, last 12 months

12m Price Growth

YO10 median, Land Registry

Days on Market

98d

YO10 average

Sales & Yield

3 metrics

Transactions / 12m

224

YO10 sales

Area Gross Yield

6.20%

YO10 medians

Last Sold

£154k

2008-08-07

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£190,000
SDLT standard£1,300
SDLT BTL surcharge (5%)£9,500
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£202,900

Funding

Deposit (25%)£47,500
Mortgage (75% LTV)£142,500
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£60,400

Monthly Returns

Monthly Rent (estimate)£1,300
Mortgage Payment (IO)-£623
Management (10%)-£130
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£447

Capital Returns

5yr Property Value£216,862
5yr Capital Gain (2.68% pa, historical)+£26,862
5yr Cumulative Rent (net, before lease costs)+£67,059
Less mortgage interest-£37,380
5yr Total Return (before lease costs)+£56,541

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£195,092	£52,592	+£5,364	+£10,456	17.3%
Year 2	£200,320	£57,820	+£11,004	+£21,324	35.3%
Year 3	£205,689	£63,189	+£16,938	+£32,627	54.0%
Year 4	£211,202	£68,702	+£23,161	+£44,363	73.4%
Year 5	£216,862	£74,362	+£29,679	+£56,541	93.6%

Modelled on the live asking price. Capital growth 2.68% a year is the YO10 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£60,400).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

3,000

Population

Signal

2.7%

Households Deprived

Upside Opportunities

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