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1 Lilac Cottages, Matching Green, Matching Green, Harlow, CM17 0PR

UPRN:100091249611Semi-Detached House3 bedsBuilt 1900-1929
FreeholdCouncil Tax: -EPC: E (46)AI-Powered Intelligence
Data freshness:Listing· freshListing: fresh, refreshed 3d ago (2026-09-17T04:00:02.382776+00:00)Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)Planning· freshPlanning: fresh, refreshed yesterday (2026-09-19T06:38:31.365494+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)Crime· freshCrime: fresh, refreshed today (2026-09-20T01:24:22.764986+00:00)Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 3mo agoSchools: ageing, refreshed 3mo ago (2026-07-07T02:37:19.861486+00:00)Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T20:05:00.707256+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated today
£595,000
Estimated value
Range: £566k - £625kLast sold: -- (-)

Estimate of £595k for semi-detached houses in Essex. 295 transactions in the last 12 months; median £395k.

AI Confidence
-
High confidence

Value History

Monthly AVM sale-value estimate
Current estimate
£595k
£566k - £625k - High confidence
Annualised (CAGR)
+2.73%
Over the full window
Peak estimate
£676k
Sep 2023
From peak
-11.98%
Drawdown from peak
£686k£635k£584k£533k£482k2020202120222023202420252026Peak
AVM estimate (model)Repeat-sales index - CM17 district (quarterly)index YoY +0.71%
Growth by window
3m
-4.49%
6m
-4.34%
12m
-6.74%
24m
-6.59%
60m
+18.76%

Rental Market

Monthly
Estimated rent (pcm)
£2,600
/ month
Gross yield
5.87%
Net yield
3.77%
Vacancy trend
12-month change
-
Tenant profile

Market Metrics

6 live signals
Avg Area Price
£395k
3-bed Semi-Detached House
12m Price Growth
-
vs UK avg
Days on Market
71d
Area avg

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

  • Asking Price£595,000
  • SDLT standard£19,750
  • SDLT BTL surcharge (5%)£29,750
  • Legal + Survey£15,000
  • Refurb (light)£41,650
  • Total All-In Cost£701,150

Funding

  • Deposit (25%)£148,750
  • Mortgage (75% LTV)£446,250
  • Interest Rate5.25%
  • Mortgage TypeInterest Only
  • Cash Required£254,900

Monthly Returns

  • Monthly Rent (est)£2,600
  • Mortgage Payment (IO)-£1,952
  • Management (10%)-£260
  • Insurance-£135
  • Maintenance-£248
  • Monthly Cashflow+£5

Capital Returns

  • 5yr Property Value£626,590
  • 5yr Capital Gain (1.04% pa)+£31,590
  • 5yr Cumulative Rent (net)+£117,420
  • Less mortgage interest-£117,120
  • 5yr Total Return+£31,890

5-Year Projection

BTL · Interest Only
YearProperty ValueEquityCashflow (YTD)Total ReturnROI
Year 1£601,188£154,938+£60+£6,2482.5%
Year 2£607,440£161,190+£120+£12,5604.9%
Year 3£613,758£167,508+£180+£18,9387.4%
Year 4£620,141£173,891+£240+£25,38110.0%
Year 5£626,590£180,340+£300+£31,89012.5%

Assumes 1.04% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£254,900).

Price Forecast

No forecast available.

Demand & Supply

DemandSupply

    Comparable Sales

    4 matches
    Comparable: BEECHES
    Recent sale

    BEECHES

    £885k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: HONNINGTON HOUSE
    Recent sale

    HONNINGTON HOUSE

    £1.45M
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: LITTLE HONNINGTON
    Recent sale

    LITTLE HONNINGTON

    £640k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: SCATHES
    Recent sale

    SCATHES

    £920k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    Area Economic Intelligence

    3 signals
    Signal
    £30,038
    Median Income
    Signal
    2,350
    Population
    Signal
    2.8 / 100
    Deprivation

    Upside Opportunities

    0 levers