1 Scholars Way, School Lane, Colton, Leeds, LS15 9BN
Estimate of £813k for this detached house. 374 sales in LS15 in the last 12 months; median £261k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£755,000
- SDLT standard£27,750
- SDLT BTL surcharge (5%)£37,750
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£822,600
Funding
- Deposit (25%)£188,750
- Mortgage (75% LTV)£566,250
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£256,350
Monthly Returns
- Monthly Rent (estimate)£3,550
- Mortgage Payment (IO)-£2,477
- Management (10%)-£355
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£618
Capital Returns
- 5yr Property Value£842,197
- 5yr Capital Gain (2.21% pa, historical)+£87,197
- 5yr Cumulative Rent (net)+£193,528
- Less mortgage interest-£148,620
- 5yr Total Return+£132,106
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £771,686 | £205,436 | +£7,416 | +£24,102 | 9.4% |
| Year 2 | £788,740 | £222,490 | +£15,600 | +£49,340 | 19.2% |
| Year 3 | £806,171 | £239,921 | +£24,569 | +£75,740 | 29.5% |
| Year 4 | £823,987 | £257,737 | +£34,329 | +£103,316 | 40.3% |
| Year 5 | £842,197 | £275,947 | +£44,908 | +£132,106 | 51.5% |
Modelled on the live asking price. Capital growth 2.21% a year is the LS15 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£256,350).
Price Forecast
No forecast available.