1 Springfield Terrace, Pontypridd, CF37 5PP
Estimate of £199k for this end terrace house. 380 sales in CF37 in the last 12 months; median £150k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£25,000
- SDLT standard£0
- SDLT BTL surcharge (5%)£0
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£27,100
Funding
- Deposit (25%)£6,250
- Mortgage (75% LTV)£18,750
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£8,350
Monthly Returns
- Monthly Rent (estimate)£1,350
- Mortgage Payment (IO)-£82
- Management (10%)-£135
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£1,033
Capital Returns
- 5yr Property Value£29,995
- 5yr Capital Gain (3.71% pa, historical)+£4,995
- 5yr Cumulative Rent (net)+£69,881
- Less mortgage interest-£4,920
- 5yr Total Return+£69,956
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £25,927 | £7,177 | +£12,396 | +£13,323 | 159.6% |
| Year 2 | £26,889 | £8,139 | +£25,080 | +£26,969 | 323.0% |
| Year 3 | £27,887 | £9,137 | +£38,070 | +£40,957 | 490.5% |
| Year 4 | £28,922 | £10,172 | +£51,362 | +£55,284 | 662.1% |
| Year 5 | £29,995 | £11,245 | +£64,961 | +£69,956 | 837.8% |
Modelled on the live asking price. Capital growth 3.71% a year is the CF37 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£8,350).
Price Forecast
No forecast available.