1 TOWER ROAD
Recent sale
£150k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
1 Tower Road, Chester, CH1 4JA
UPRN:100010031424End Terrace House2 bedsBuilt before 1900
FreeholdCouncil Tax: Band BEPC: D (58)
Data freshness:Listing· freshListing: fresh, refreshed yesterday (2026-10-23T04:00:04.135672+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:02:56.334505+00:00)EPC· 5mo agoEPC: stale, refreshed 5mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated yesterday
£214,000
Estimated value
Range: £203k - £225k|Last sold: £150k (2022-06-07)
Estimate of £214k for this end terrace house. 324 sales in CH1 in the last 12 months; median £215k.
Estimate confidence
High confidence
Value History
Current estimate
£214k
£203k - £225k - High confidence
Annualised (CAGR)
+3.51%
Over the full window
Peak estimate
£249k
Dec 2025
From peak
-14.06%
Drawdown from peak
AVM estimate (model)Repeat-sales index - CH1 district (quarterly)index YoY +0.18%
Growth by window
3m
-8.55%
6m
-6.96%
12m
+15.05%
24m
+22.29%
60m
+22.29%
Rental Market
Estimated rent (pcm)
£850
/ month
Gross yield
5.10%
Rent ÷ asking price
Net yield
3.53%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£215k
CH1 sales, last 12 months
12m Price Growth
-
CH1 median, Land Registry
Days on Market
109d
CH1 average
Sales & Yield
3 metricsTransactions / 12m
324
CH1 sales
Area Gross Yield
4.54%
CH1 medians
Last Sold
£150k
2022-06-07
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£200,000
- SDLT standard£1,500
- SDLT BTL surcharge (5%)£10,000
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£213,600
Funding
- Deposit (25%)£50,000
- Mortgage (75% LTV)£150,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£63,600
Monthly Returns
- Monthly Rent (estimate)£850
- Mortgage Payment (IO)-£656
- Management (10%)-£85
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£9
Capital Returns
- 5yr Property Value£212,922
- 5yr Capital Gain (1.26% pa, historical)+£12,922
- 5yr Cumulative Rent (net)+£41,777
- Less mortgage interest-£39,360
- 5yr Total Return+£15,339
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £202,520 | £52,520 | +£108 | +£2,628 | 4.1% |
| Year 2 | £205,072 | £55,072 | +£396 | +£5,468 | 8.6% |
| Year 3 | £207,656 | £57,656 | +£880 | +£8,536 | 13.4% |
| Year 4 | £210,272 | £60,272 | +£1,552 | +£11,825 | 18.6% |
| Year 5 | £212,922 | £62,922 | +£2,417 | +£15,339 | 24.1% |
Modelled on the live asking price. Capital growth 1.26% a year is the CH1 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£63,600).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
9 TOWER ROAD
Recent sale
£160k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
9 TOWER ROAD
Recent sale
£155k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£32,391
Median earnings (local authority)
Signal
1,659
Population
Signal
2.7%
Households Deprived