10 Deanacre Close, Chalfont St. Peter, Gerrards Cross, SL9 0NW
Estimate of £741k for this detached house. 197 sales in SL9 in the last 12 months; median £775k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£692,500
- SDLT standard£24,625
- SDLT BTL surcharge (5%)£34,625
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£753,850
Funding
- Deposit (25%)£173,125
- Mortgage (75% LTV)£519,375
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£234,475
Monthly Returns
- Monthly Rent (estimate)£2,400
- Mortgage Payment (IO)-£2,272
- Management (10%)-£240
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£212
Capital Returns
- 5yr Property Value£681,491
- 5yr Capital Gain (-0.32% pa, historical)-£11,009
- 5yr Cumulative Rent (net)+£128,876
- Less mortgage interest-£136,320
- 5yr Total Return-£18,453
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £690,284 | £170,909 | -£2,544 | -£4,760 | -2.0% |
| Year 2 | £688,075 | £168,700 | -£4,572 | -£8,997 | -3.8% |
| Year 3 | £685,873 | £166,498 | -£6,072 | -£12,699 | -5.4% |
| Year 4 | £683,678 | £164,303 | -£7,034 | -£15,855 | -6.8% |
| Year 5 | £681,491 | £162,116 | -£7,444 | -£18,453 | -7.9% |
Modelled on the live asking price. Capital growth -0.32% a year is the SL9 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£234,475).
Price Forecast
No forecast available.