10 Newton Road, Isleworth, TW7 6QD
Estimate of £577k for this terrace property. 268 sales in TW7 in the last 12 months; median £480k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Estimated Value£577,000
- SDLT standard£18,850
- SDLT BTL surcharge (5%)£28,850
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£626,800
Funding
- Deposit (25%)£144,250
- Mortgage (75% LTV)£432,750
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£194,050
Monthly Returns
- Monthly Rent (estimate)£2,600
- Mortgage Payment (IO)-£1,893
- Management (10%)-£260
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£347
Capital Returns
- 5yr Property Value£577,000
- 5yr Capital Gain (0.00% pa, historical)+£0
- 5yr Cumulative Rent (net)+£140,130
- Less mortgage interest-£113,580
- 5yr Total Return+£26,550
Modelled on the estimated value: the property is not on the market. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £577,000 | £144,250 | +£4,164 | +£4,164 | 2.1% |
| Year 2 | £577,000 | £144,250 | +£8,892 | +£8,892 | 4.6% |
| Year 3 | £577,000 | £144,250 | +£14,184 | +£14,184 | 7.3% |
| Year 4 | £577,000 | £144,250 | +£20,066 | +£20,066 | 10.3% |
| Year 5 | £577,000 | £144,250 | +£26,550 | +£26,550 | 13.7% |
Modelled on the estimated value: the property is not on the market. Capital growth 0.00% a year is the TW7 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£194,050).
Price Forecast
No forecast available.