Flat E, 124 Thurlow Park Road, London, SE21 8HP

UPRN:10000444658Flat/Maisonette1 bedsBuilt -

LeaseholdCouncil Tax: -EPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 1mo agoArea· Census 2021

Flat E, 124 Thurlow Park Road, London, SE21 8HP

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£397,000

£358k - £437kMedium

Estimate

£397k

Range

£358k – £437k

Rent Estimate (pcm)

£1,850

£2k - £2k

Monthly

£1,850

Yield

3.70%

Verdict

Derived from HomePortfolio scores

Flat E earns an INVESTIGATE rating with HP Score 82/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (87/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

87/ 100

Excellent

Transit & Bike

Transit 44Bike 73

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£599,950

At the asking price

Monthly rent£1,850/mo

Evidenced range £1,750-£2,000

Interest rate5.4%

Loan to value75%

Cash required: £201,283
Net cash flow: -£744/mo
Cash on cash: -4.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.91 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£397,000

Rent Estimate (pcm)£1,850

Gross Yield3.70%

1y Growth-

3y Growth+4.6%

5y Growth+3.9%

10y Growth+2.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

2SE21 8HP

Approval Rate

0%12mo

Development

low

26/AP/3229
T1 Sycamore - reduce the crown by 3m from 21m to 18m in height and by 3m from 18m to 15m in crown spread, and remove ivy. T2 Sycamore - reduce the crown by 4m from 23m to 19m in height and by 3m from 15m to 12m in crown spread, and remove ivy. T3 Oak - reduce the crown by 3m from 25m to 22m in height and by 2m from 12m to 10m in crown spread. T4 Ash - reduce the crown by 4m from 25m to 21m in height and by 4m from 15m to 11m in crown spread.
Pending
26/AP/3219
Alterations and extensions to the existing dwelling, including single- and two-storey side and rear extensions, conversion of the existing garage, a new covered entrance porch, roof alterations including a hip-to-gable conversion and rear rooflights, internal reconfiguration, replacement of fenestration and associated works.
Pending
26/03203/TCA
T1 Silver Birch - Fruiting body at the base and evidence of dieback at top of canopy. To carefully section fell as close to ground level as possible. Stump Grinding - To grind out stump to 300mm below ground level in preparation for replacement planting, backfilling hole with arising removing surplus from site in preparation for new planting.
Pending

View Planning Timeline