1 Highbarrow Close, Purley, CR8 2JX

UPRN:10001007014Detached House5 bedsBuilt 2003-2006

FreeholdCouncil Tax: Band GEPC: C (73)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£1,264,000

£1.20M - £1.33MHigh

Estimate

£1.26M

Range

£1.20M – £1.33M

Rent Estimate (pcm)

£4,800

£4k - £5k

Monthly

£4,800

Yield

5.76%

Verdict

Derived from HomePortfolio scores

1 Highbarrow Close earns an INVESTIGATE rating with HP Score 76/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (54/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

54/ 100

Moderate

Transit & Bike

Transit 29Bike 41

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 28 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 21% above the ask. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +20.9% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 10001007014· as of 9 Oct 2026
Rental economics4.6/40
gross yield 5.8%; range width penalty ×0.76; the estimate this rent rides on sits 21% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 4800/mo (range 4250-5300)· as of 9 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 21% above the ask on the same snapshot - verify the rent describes this home· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -821/mo, -17% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 28 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 34 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 28 Oct 2026
Risk & liquidity14.6/15
299 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£750,000£1,150,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,000,000

At the asking price

Monthly rent£4,800/mo

Evidenced range £4,250-£5,300

Interest rate5.4%

Loan to value75%

Cash required: £345,050
Net cash flow: -£52/mo
Cash on cash: -0.2%
Score at this price: 19

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.42 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10001007014Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 4800/mo (range 4250-5300)Rental economics · as of 9 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 21% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 28 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 28 Oct 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 4800/mo (range 4250-5300)
Rental economics needs verification before you rely on it
sale estimate 21% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,264,000

Rent Estimate (pcm)£4,800

Gross Yield5.76%

1y Growth-

3y Growth+3.2%

5y Growth+1.9%

10y Growth+1.7%

Last Sold Price£690,000 (2004-08-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CR8 2JX

Approval Rate

-12mo

Development

low

26/02999/CAT
2 x Cypress trees as part of hedge - Fell to ground level (Roots have gone and are leaning into adjacent trees) 3 x Cypress trees as part of hedge - Fell to ground Level (growing into Oak trees/suppressed crowns by larger Oaks with little foliage) 1 x Holly - Reduce height by approx 4m leaving 6m (supressed top part of tree growing at 45 degrees angle)
Pending
26/02963/TRE
T1- Horse Chestnut: Repollard (TPO 25, 1988)
Pending
26/02956/TRE
1 x Lime (right top corner) - Reduce crown height by approx 3m leaving 5-6m reduce lateral crown spread by 2m leaving 2-3m (previous pruning points) 2 x Maple - Reduce by 2.5m to previous pruning points leaving 3-4m 1 x Whitebeam - Reduce crown by apporx 1.5m leaving 2-3m (previous pruning points) 1 x Lime 1 x Maple - Reduce to previous pruning points approx 2-3m leaving 4-5m 1 x Horse chestnut - Reduce crown by approx 2m leaving 3-4m (previous pruning points) (TPO 12, 1988)
Pending

View Planning Timeline