7 Derby Road, Whitefield, Manchester, M45 6TW

UPRN:100010990154Semi-Detached House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band CEPC: C (71)

Data freshness:Planning· 4mo agoOwnership· 1mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 5mo ago

7 Derby Road, Whitefield, Manchester, M45 6TW

HP Score

/ 100

Mixed

Verdict

7 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£358,000

£340k - £376kHigh

Estimate

£358k

Range

£340k – £376k

Rent Estimate (pcm)

£2,000

£2k - £2k

Monthly

£2,000

Yield

6.67%

Verdict

Derived from HomePortfolio scores

7 Derby Road earns an INVESTIGATE rating with HP Score 73/100. Investment score 54/100 reflects moderate fundamentals. Walkability is good (72/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

No data

Walkability

72/ 100

High

Transit & Bike

Transit 50Bike 32

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
listing is held on a lease but the UPRN is valued as a freehold house - the listing is likely a unit within the building

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£360,000

At the asking price

Monthly rent£2,000/mo

Evidenced range £1,900-£2,150

Interest rate5.4%

Loan to value75%

Cash required: £117,300
Net cash flow: £170/mo
Cash on cash: 1.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.65 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£358,000

Rent Estimate (pcm)£2,000

Gross Yield6.67%

1y Growth-

3y Growth+3.8%

5y Growth+4.2%

10y Growth+5.6%

Last Sold Price£135,000 (2011-01-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0M45 6TW

Approval Rate

-12mo

Development

low

73768
Two storey/single storey side extension; Single storey rear extension
Pending
73758
Double Storey Rear Extension
Pending
73754
Two story side and rear extension; Rear dormer with hip to gable loft conversion; Two storey front porch
Pending

View Planning Timeline

Ownership

Corporate Ownership71.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2011-01-06
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,687

Population Density6,006 /km²

Owner Occupied90%

Age Distribution

0-15 17%16-64 61%65+ 22%

View Area Profile

Schools Nearby

Our Lady of Grace RC Primary School
0.2 mi
Good
Heaton Park Primary School
0.2 mi
Inspected as Heaton Park Primary School (URN 105306) on 10 Nov 2022
Whitefield Community Primary School
0.4 mi
Inspected as Whitefield Community Primary School (URN 105310) on 17 Nov 2021
Cloughside College
0.4 mi
Good

5 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

19 Derby Road
-
£343k
-
1 Derby Road
-
£353k
-
25 Derby Road
-
£214k
-
23 Derby Road
-
£190k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN