36 Ferndale Avenue, Whitefield, Manchester, M45 7QP

UPRN:100010992123Detached House5 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band GEPC: D (65)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

36 Ferndale Avenue, Whitefield, Manchester, M45 7QP

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£820,000

£738k - £902kMedium

Estimate

£820k

Range

£738k – £902k

Rent Estimate (pcm)

£3,350

£3k - £4k

Monthly

£3,350

Yield

5.06%

Verdict

Derived from HomePortfolio scores

36 Ferndale Avenue earns an INVESTIGATE rating with HP Score 59/100. Investment score 53/100 reflects moderate fundamentals. Walkability is limited (24/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

53/ 100

Moderate

Crime Score

No data

Walkability

24/ 100

Low

Transit & Bike

Transit 17Bike 13

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£795,000

At the asking price

Monthly rent£3,350/mo

Evidenced range £3,000-£3,650

Interest rate5.4%

Loan to value75%

Cash required: £269,550
Net cash flow: -£364/mo
Cash on cash: -1.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.25 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£820,000

Rent Estimate (pcm)£3,350

Gross Yield5.06%

1y Growth-

3y Growth+3.8%

5y Growth+4.2%

10y Growth+5.6%

Last Sold Price£180,000 (2001-01-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0M45 7QP

Approval Rate

-12mo

Development

low

73780
Two storey front infill extension; First floor front extension; First floor rear extension; Garage conversion; Demolition of existing conservatory; Alterations to windows
Pending
73634
First floor rear extension and loft conversion, with a ridge height raise of 1.3m; 1 no. rear dormer; side infill extension; 1. no side dormer ; 2 front Velux windows; new windows on the front outrigger; render rear of the building.
Conditions
73624
Single storey rear extension
Conditions

View Planning Timeline

Ownership

Corporate Ownership71.1%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2001-01-09
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,687

Population Density393 /km²

Owner Occupied89%

Age Distribution

0-15 18%16-64 51%65+ 31%

View Area Profile

Schools Nearby

Philips High School
0.7 mi
Inspected as Philips High School (URN 105360) on 14 Jun 2022
Higher Lane Primary School
0.8 mi
Report card2025
Ofsted no longer awards a single overall grade.
Chapelfield Primary School
0.8 mi
Good
Cloughside College
0.9 mi
Good

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

40 Ferndale Avenue
-
£650k
-
34 Ferndale Avenue
-
£660k
-
6 Ferndale Avenue
-
£370k
-
26 Ferndale Avenue
-
£475k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN