11 Sergeants Lane, Whitefield, Manchester, M45 7TR

UPRN:100011007017Detached House4 bedsBuilt 1950-1966

LeaseholdCouncil Tax: Band EEPC: D (66)

Data freshness:Listing· freshPrice Paid· freshPlanning· 2mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 5mo ago

11 Sergeants Lane, Whitefield, Manchester, M45 7TR

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£474,000

£450k - £498kHigh

Estimate

£474k

Range

£450k – £498k

Rent Estimate (pcm)

£1,950

£2k - £2k

Monthly

£1,950

Yield

4.93%

Verdict

Derived from HomePortfolio scores

11 Sergeants Lane earns an INVESTIGATE rating with HP Score 58/100. Investment score 53/100 reflects moderate fundamentals. Walkability is limited (19/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

58/ 100

Mixed

Investment Score

53/ 100

Moderate

Crime Score

No data

Walkability

19/ 100

Low

Transit & Bike

Transit 15Bike 10

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£475,000

At the asking price

Monthly rent£1,950/mo

Evidenced range £1,750-£2,100

Interest rate5.4%

Loan to value75%

Cash required: £157,550
Net cash flow: -£253/mo
Cash on cash: -1.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.22 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£474,000

Rent Estimate (pcm)£1,950

Gross Yield4.93%

1y Growth-

3y Growth+3.8%

5y Growth+4.2%

10y Growth+5.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2M45 7TR

Approval Rate

-12mo

Development

low

73634
First floor rear extension and loft conversion, with a ridge height raise of 1.3m; 1 no. rear dormer; side infill extension; 1. no side dormer ; 2 front Velux windows; new windows on the front outrigger; render rear of the building.
Pending
73635
Lawful Development Certificate for proposed single storey rear extension
Approved
73624
Single storey rear extension
Conditions

View Planning Timeline

Ownership

Corporate Ownership71.1%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

10 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,687

Population Density393 /km²

Owner Occupied89%

Age Distribution

0-15 18%16-64 51%65+ 31%

View Area Profile

Schools Nearby

Chapelfield Primary School
0.6 mi
Good
Philips High School
0.7 mi
Inspected as Philips High School (URN 105360) on 14 Jun 2022
St John's Church of England Primary School, Radcliffe
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
Higher Lane Primary School
0.9 mi
Report card2025
Ofsted no longer awards a single overall grade.

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

85 Sergeants Lane
-
£727k
-
57 Sergeants Lane
-
£600k
-
3 Sergeants Lane
-
£735k
-
27 Sergeants Lane
-
£375k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN