8 Highfield Drive, Mossley, Ashton-under-Lyne, OL5 0DW

UPRN:100011544679Detached House3 bedsBuilt 1976-1982

LeaseholdCouncil Tax: Band CEPC: D (64)

Data freshness:Planning· 4mo agoEPC· 4mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021Council Tax· 3mo ago

8 Highfield Drive, Mossley, Ashton-under-Lyne, OL5 0DW

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£299,000

£285k - £314kHigh

Estimate

£299k

Range

£285k – £314k

Rent Estimate (pcm)

£850

£750 - £950

Monthly

£850

Yield

3.46%

Verdict

Derived from HomePortfolio scores

8 Highfield Drive earns an INVESTIGATE rating with HP Score 73/100. Investment score 59/100 reflects moderate fundamentals. Walkability is limited (67/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

No data

Walkability

67/ 100

Moderate

Transit & Bike

Transit 40Bike 26

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 23 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +1.3% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 100011544679· as of 9 Oct 2026
Rental economics0/40
gross yield 3.5%; range width penalty ×0.73
- valuation_snapshotsrent estimate 850/mo (range 750-950)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -751/mo, -88% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- listing_factsservice charge / ground rent from the advert· as of 23 Oct 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 2 price cut(s), 475 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 23 Oct 2026
Risk & liquidity14.7/15
142 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£221,000£339,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£295,000

At the asking price

Monthly rent£850/mo

Evidenced range £750-£950

Interest rate5.4%

Loan to value75%

Cash required: £94,550
Net cash flow: -£407/mo
Cash on cash: -5.2%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.85 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100011544679Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 850/mo (range 750-950)Rental economics · as of 9 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 23 Oct 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 23 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 850/mo (range 750-950)
Stress margin needs verification before you rely on it
service charge / ground rent from the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
2 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£299,000

Rent Estimate (pcm)£850

Gross Yield3.46%

1y Growth-

3y Growth+2.7%

5y Growth+3.3%

10y Growth+4.4%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0OL5 0DW

Approval Rate

-12mo

Development

low

26/00104/PLCOND
Full discharge of Condition 3 (Contaminated Land), Condition 4 (Materials), Condition 6 (CEMP), Condition 8 (Hard and Soft Landscaping) and Condition 10 (Surface Water Drainage Scheme) of planning reference 18/00731/FUL
Pending
26/00752/MATCH
Non-material amendment to planning application 25/01029/FUL. Amendments to include reduction in width and height of the proposed extension, and changes to fenestration
Approved
26/00734/FUL
Erection of a detached garage within the curtilage of currently under construction dwellinghouse.
Pending

View Planning Timeline

Ownership

Corporate Ownership84.3%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,877

Population Density1,651 /km²

Owner Occupied77%

Age Distribution

0-15 19%16-64 64%65+ 17%

View Area Profile

Schools Nearby

Livingstone Primary School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Joseph's RC Primary School
0.3 mi
Good
St George's CofE Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Micklehurst All Saints CofE Primary School
0.6 mi
Good

5 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

19 Highfield Drive
-
£235k
-
27 Highfield Drive
-
£180k
-
34 Highfield Drive
-
£145k
-
33 Highfield Drive
-
£122k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN