8 Highfield Drive, Mossley, Ashton-under-Lyne, OL5 0DW

UPRN:100011544679Detached House3 bedsBuilt 1976-1982

LeaseholdCouncil Tax: Band CEPC: D (64)

Data freshness:Planning· 4mo agoEPC· 4mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021Council Tax· 3mo ago

Valuation estimateUpdated yesterday

£299,000

Estimated value

Range: £285k - £314k|Last sold: -- (-)

Estimate of £299k for this detached house. 142 sales in OL5 in the last 12 months; median £197k.

Estimate confidence

High confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£299k

£285k - £314k - High confidence

Annualised (CAGR)

+1.68%

Over the full window

Peak estimate

£377k

Sep 2025

From peak

-20.69%

Drawdown from peak

AVM estimate (model)Repeat-sales index - OL5 district (quarterly)index YoY +23.34%

Growth by window

-8.28%

-3.24%

12m

-11.80%

24m

-18.08%

60m

-1.64%

Rental Market

Monthly

Estimated rent (pcm)

£850

/ month

Gross yield

3.46%

Rent ÷ asking price

Net yield

2.39%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£197k

OL5 sales, last 12 months

12m Price Growth

OL5 median, Land Registry

Days on Market

133d

OL5 average

Sales & Yield

3 metrics

Transactions / 12m

142

OL5 sales

Area Gross Yield

OL5 medians

Last Sold

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£295,000
SDLT standard£4,750
SDLT BTL surcharge (5%)£14,750
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£316,600

Funding

Deposit (25%)£73,750
Mortgage (75% LTV)£221,250
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£95,350

Monthly Returns

Monthly Rent (estimate)£850
Mortgage Payment (IO)-£968
Management (10%)-£85
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)-£303

Capital Returns

5yr Property Value£347,499
5yr Capital Gain (3.33% pa, historical)+£52,499
5yr Cumulative Rent (net, before lease costs)+£41,777
Less mortgage interest-£58,080
5yr Total Return (before lease costs)+£36,197

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£304,824	£83,574	-£3,636	+£6,188	6.5%
Year 2	£314,974	£93,724	-£7,092	+£12,882	13.5%
Year 3	£325,463	£104,213	-£10,352	+£20,111	21.1%
Year 4	£336,301	£115,051	-£13,424	+£27,877	29.2%
Year 5	£347,499	£126,249	-£16,303	+£36,197	38.0%

Modelled on the live asking price. Capital growth 3.33% a year is the OL5 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£95,350).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,447

Population

Signal

2.1%

Households Deprived

Upside Opportunities

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