73 Higher Lane, Whitefield, Manchester, M45 7EZ

UPRN:100012437052Semi-Detached House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: -EPC: E (44)

Data freshness:Listing· freshPlanning· 1mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

73 Higher Lane, Whitefield, Manchester, M45 7EZ

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£779,000

£623k - £934kLow

Estimate

£779k

Range

£623k – £934k

Rent Estimate (pcm)

£4,600

£4k - £5k

Monthly

£4,600

Yield

11.62%

Verdict

Derived from HomePortfolio scores

73 Higher Lane earns an INVESTIGATE rating with HP Score 75/100. Investment score 59/100 reflects moderate fundamentals. Walkability is good (76/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

59/ 100

Moderate

Crime Score

No data

Walkability

76/ 100

High

Transit & Bike

Transit 48Bike 25

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£350,000-£475,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£475,000

At the asking price

Monthly rent£4,600/mo

Evidenced range £4,250-£4,900

Interest rate5.4%

Loan to value75%

Cash required: £157,550
Net cash flow: £1,581/mo
Cash on cash: 12.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.87 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£779,000

Rent Estimate (pcm)£4,600

Gross Yield11.62%

1y Growth-

3y Growth+3.8%

5y Growth+4.2%

10y Growth+5.6%

Last Sold Price£521,500 (2019-12-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1M45 7EZ

Approval Rate

0%12mo

Development

low

73780
Two storey front infill extension; First floor front extension; First floor rear extension; Garage conversion; Demolition of existing conservatory; Alterations to windows
Pending
73732
Listed Building Consent for Replacement of existing windows and fabric repairs
Pending
73731
Replacement of existing windows; External fabric repairs
Pending

View Planning Timeline

Ownership

Corporate Ownership71.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2019-12-02
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

21 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,687

Population Density1,773 /km²

Owner Occupied59%

Age Distribution

0-15 15%16-64 64%65+ 21%

View Area Profile

Schools Nearby

Higher Lane Primary School
0.1 mi
Report card2025
Ofsted no longer awards a single overall grade.
Philips High School
0.2 mi
Inspected as Philips High School (URN 105360) on 14 Jun 2022
Whitefield Community Primary School
0.5 mi
Inspected as Whitefield Community Primary School (URN 105310) on 17 Nov 2021
Cloughside College
0.6 mi
Good

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

57 Higher Lane
-
£207k
-
61 Higher Lane
-
£235k
-
Beech House, 73 Higher Lane
-
£522k
-
57 Higher Lane
-
£148k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN