Flat 5, 20 Anerley Park, Penge, London, SE20 8ND

UPRN:100020429412Converted Flat1 bedsBuilt before 1900

Shared ownershipCouncil Tax: Band BEPC: C (70)

Data freshness:Listing· freshOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Flat 5, 20 Anerley Park, Penge, London, SE20 8ND

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£327,000

£311k - £344kHigh

Estimate

£327k

Range

£311k – £344k

Rent Estimate (pcm)

£1,950

£2k - £2k

Monthly

£1,950

Yield

7.80%

Verdict

Derived from HomePortfolio scores

Flat 5 earns an INVESTIGATE rating with HP Score 76/100. Investment score 75/100 reflects strong fundamentals. Crime intensity is moderate. Walkability is good (83/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is shared ownership. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

75/ 100

High

Crime Score

43/ 100

Elevated

Walkability

83/ 100

High

Transit & Bike

Transit 64Bike 64

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£300,000

At the asking price

Monthly rent£1,950/mo

Evidenced range £1,850-£2,100

Interest rate5.4%

Loan to value75%

Cash required: £96,300
Net cash flow: £337/mo
Cash on cash: 4.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.93 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£327,000

Rent Estimate (pcm)£1,950

Gross Yield7.80%

1y Growth+4.8%

3y Growth+0.9%

5y Growth-0.6%

10y Growth+1.1%

Last Sold Price£92,950 (2001-09-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1SE20 8ND

Approval Rate

100%12mo

Development

low

22/03824/CON2
Details submitted to comply with the requirements of the following conditions relating to planning permission 22/03824/FULL1: Condition 16 - Existing site levels and proposed slab levels and ridge heights
Pending
22/03824/CON1
Details submitted to comply with the requirements of the following conditions relating to planning permission 22/03824/FULL1: Condition 3 - Construction and Environmental Management Plan
Pending
26/01616/CON1
Details submitted to comply with the requirements of the following conditions relating to planning permission 26/01616/FPA: Condition 6 - Cycle Storage Condition 7 - Refuse Storage
Pending

View Planning Timeline

Ownership

Corporate Ownership66.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeShared ownership
Last Ownership Change2001-09-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,981

Population Density-

Owner Occupied37%

Age Distribution

0-15 17%16-64 76%65+ 7%

View Area Profile

Schools Nearby

James Dixon Primary School
0.3 mi
Good
Harris City Academy Crystal Palace
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Harris Primary Academy Crystal Palace
0.4 mi
Inspected as Malcolm Primary School (URN 101629) on 9 Oct 2012
St Anthony's Catholic Primary School
0.5 mi
Inspected as St Anthony's Roman Catholic Primary School (URN 101654) on 2 Mar 2016

4 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Flat 4, 32 Anerley Park
-
£385k
-
20 Anerley Park
-
£325k
-
48 Anerley Park
-
£825k
-
32 Anerley Park
-
£585k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN