Flat 1, 103 Anerley Road, Penge, London, SE20 8AP

UPRN:100020429983-Beds -Built 1900-1929

Tenure: -Council Tax: Band BEPC: C (72)

Data freshness:Listing· freshPlanning· 6mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021

Flat 1, 103 Anerley Road, Penge, London, SE20 8AP

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£308,000

£277k - £339kMedium

Estimate

£308k

Range

£277k – £339k

Rent Estimate (pcm)

-- - --

Verdict

Derived from HomePortfolio scores

Flat 1 earns an INVESTIGATE rating with HP Score 80/100. Investment score 75/100 reflects strong fundamentals. Crime intensity is low. Walkability is excellent (88/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

75/ 100

High

Crime Score

30/ 100

Moderate

Walkability

88/ 100

Excellent

Transit & Bike

Transit 65Bike 67

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires rental_economics (no rent estimate available)

What we could establish

Valuation edge2.5/15
claims [AVM +12.3% (MEDIUM), sold-comps +3.2%, £/sqft +3.2%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 100020429983· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 21.8%· as of 28 Oct 2026
Risk & liquidity12.8/15
208 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100020429983Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 21.8%Valuation edge · as of 28 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics could not be scored
no rent estimate available
Stress margin could not be scored
no rent to stress

Plan

Before you offer

1. Ask the agent why the price was reduced and whether a previous sale fell through.
2 price cut(s) recorded on the listing history.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Fill the rental economics gap before relying on the score.
no rent estimate available
4. Fill the stress margin gap before relying on the score.
no rent to stress

Valuation & Market

Sale Estimate£308,000

Rent Estimate (pcm)-

Gross Yield-

1y Growth-27.7%

3y Growth+0.9%

5y Growth-0.6%

10y Growth+1.1%

Last Sold Price£270,000 (2022-07-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1SE20 8AP

Approval Rate

-12mo

Development

low

22/03824/CON2
Details submitted to comply with the requirements of the following conditions relating to planning permission 22/03824/FULL1: Condition 16 - Existing site levels and proposed slab levels and ridge heights
Pending
22/03824/CON1
Details submitted to comply with the requirements of the following conditions relating to planning permission 22/03824/FULL1: Condition 3 - Construction and Environmental Management Plan
Pending
26/01616/CON1
Details submitted to comply with the requirements of the following conditions relating to planning permission 26/01616/FPA: Condition 6 - Cycle Storage Condition 7 - Refuse Storage
Pending

View Planning Timeline

Ownership

Corporate Ownership66.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change2022-07-14
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,981

Population Density16,240 /km²

Owner Occupied48%

Age Distribution

0-15 22%16-64 75%65+ 3%

View Area Profile

Schools Nearby

James Dixon Primary School
0.2 mi
Good
Harris City Academy Crystal Palace
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Harris Primary Academy Crystal Palace
0.5 mi
Inspected as Malcolm Primary School (URN 101629) on 9 Oct 2012
St Anthony's Catholic Primary School
0.6 mi
Inspected as St Anthony's Roman Catholic Primary School (URN 101654) on 2 Mar 2016

4 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

99 Anerley Road
-
£160k
-
97 Anerley Road
-
£240k
-
95 Anerley Road
-
£332k
-
107 - 111 Anerley Road
-
£2.20M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN