23 Lacey Avenue, Coulsdon, CR5 1LQ

UPRN:100020575441Semi-Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band DEPC: D (61)

Data freshness:Listing· freshPlanning· 3mo agoOwnership· 1mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£522,000

£495k - £548kHigh

Estimate

£522k

Range

£495k – £548k

Rent Estimate (pcm)

£2,100

£2k - £2k

Monthly

£2,100

Yield

4.80%

Verdict

Derived from HomePortfolio scores

23 Lacey Avenue earns an INVESTIGATE rating with HP Score 74/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (56/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

56/ 100

Moderate

Transit & Bike

Transit 58Bike 28

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£525,000

At the asking price

Monthly rent£2,100/mo

Evidenced range £1,900-£2,300

Interest rate5.4%

Loan to value75%

Cash required: £175,050
Net cash flow: -£318/mo
Cash on cash: -2.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.19 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£522,000

Rent Estimate (pcm)£2,100

Gross Yield4.80%

1y Growth-

3y Growth+1.2%

5y Growth+2.8%

10y Growth+2.1%

Last Sold Price£425,000 (2021-08-13)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1CR5 1LQ

Approval Rate

100%12mo

Development

low

26/03058/DISC
Details pursuant to conditions 6 (Landscaping) and 7 (Biodiversity Enhancement) of planning reference 23/02364/FUL for the construction of a three-bedroom detached dwelling in the rear gardens of nos. 394 and 398 Coulsdon Road with access from Lacey Avenue and provision for parking, cycle storage and refuse storage, granted 23.01.2025.
Pending
26/03046/LP
Erection of hip to gable and rear dormer extensions and provision of 3x rooflights in front roof slope
Pending
26/03027/TRE
T1 Oak - 2 metre Crown Reduction (TPO 85, 2009)
Pending

View Planning Timeline