Hurnford, Hurnford Close, South Croydon, CR2 0AN

UPRN:100020679705Detached House8 bedsBuilt before 1900

FreeholdCouncil Tax: Band HEPC: D (67)

Data freshness:Listing· freshOwnership· 1mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Hurnford, Hurnford Close, South Croydon, CR2 0AN

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£1,716,000

£1.63M - £1.80MHigh

Estimate

£1.72M

Range

£1.63M – £1.80M

Rent Estimate (pcm)

£6,400

£6k - £7k

Monthly

£6,400

Yield

5.12%

Verdict

Derived from HomePortfolio scores

Hurnford earns an INVESTIGATE rating with HP Score 76/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (53/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

61/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

53/ 100

Moderate

Transit & Bike

Transit 23Bike 31

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 9 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +12.6% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 100020679705· as of 9 Nov 2026
Rental economics0.8/40
gross yield 5.1%; range width penalty ×0.79
- valuation_snapshotsrent estimate 6400/mo (range 5750-7050)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,754/mo, -27% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 38 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 9 Nov 2026
Risk & liquidity14.6/15
492 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,125,000£1,725,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,500,000

At the asking price

Monthly rent£6,400/mo

Evidenced range £5,750-£7,050

Interest rate5.4%

Loan to value75%

Cash required: £545,050
Net cash flow: -£632/mo
Cash on cash: -1.4%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.26 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100020679705Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 6400/mo (range 5750-7050)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 9 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 6400/mo (range 5750-7050)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 38 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,716,000

Rent Estimate (pcm)£6,400

Gross Yield5.12%

1y Growth-

3y Growth+3.4%

5y Growth+2.0%

10y Growth+2.7%

Last Sold Price£235,000 (1998-10-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

3CR2 0AN

Approval Rate

0%12mo

Development

low

26/03013/TRE
T1. Copper Beech. To reduce the overall height by 3m and laterally round by 2m to suitable future growth points. Due to loss of light to the neighbouring upper floors. Leaf litter blocking gutters and making for slippery pathways. T2. Robinea. To laterally reduce the two larger lower branches that protrude east/south east across the neighbouring out building by 3m. On the north/northwest side of the crown, to laterally reduce the tree by 2-3m for full height. All due to loss of light/slippery footpath due to overshading and heavy leaf littering. (TPO 145 and 80, 2009)
Pending
26/03012/TRE
1 x Horse chestnut - Re-pollard removing new growth back to secondary pollard points (TPO 23, 2003)
Pending
26/02932/HSE
Alterations, demolition of existing conservatory, erection of single-storey side/rear extension and canopy roof
Pending

View Planning Timeline