28A St Augustine's Avenue, South Croydon, CR2 6JG

UPRN:100020686293Converted Flat2 bedsBuilt -

LeaseholdCouncil Tax: -EPC: -

Data freshness:Listing· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

28A St Augustine's Avenue, South Croydon, CR2 6JG

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£343,000

£309k - £378kMedium

Estimate

£343k

Range

£309k – £378k

Rent Estimate (pcm)

£1,550

£1k - £2k

Monthly

£1,550

Yield

2.80%

Verdict

Derived from HomePortfolio scores

28A St Augustine's Avenue earns an INVESTIGATE rating with HP Score 75/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (75/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

59/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

75/ 100

High

Transit & Bike

Transit 35Bike 51

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a house but the valuation basis is the whole flat at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£665,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,450-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £224,050
Net cash flow: -£1,171/mo
Cash on cash: -6.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.69 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£343,000

Rent Estimate (pcm)£1,550

Gross Yield2.80%

1y Growth-

3y Growth+3.4%

5y Growth+2.0%

10y Growth+2.7%

Last Sold Price£185,000 (2004-11-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CR2 6JG

Approval Rate

-12mo

Development

low

26/03072/FUL
Wholesale window and balcony doors replacement
Pending
26/03044/PDO
Installation of a 1 x 9m wooden pole.
Pending
26/03033/LP
Erection of a hip to gable roof extension and rear dormers to the main roof and above the two storey outrigger, including the removal of the chimney to the main rear roofslope and insertion of two rooflights to the front roofslope.
Pending

View Planning Timeline

Ownership

Corporate Ownership65.3%
Overseas OwnershipNo
Lease Term Remaining103 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2004-11-04
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,080

Population Density8,663 /km²

Owner Occupied45%

Age Distribution

0-15 22%16-64 70%65+ 8%

View Area Profile

Schools Nearby

St Giles School
0.2 mi
Good
Regina Coeli Catholic Primary School
0.2 mi
Inspected as Regina Coeli Catholic Primary School (URN 101800) on 24 May 2024
Harris Academy Purley
0.3 mi
Good
Purley Oaks Primary School
0.3 mi
Good

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

24 St Augustines Avenue
-
£700k
-
36 St Augustines Avenue
-
£535k
-
22 St Augustines Avenue
-
£560k
-
36 St Augustines Avenue
-
£415k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN