29 Silverleigh Road, Thornton Heath, CR7 6DY

UPRN:100020701546Terrace Property3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band DEPC: C (72)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

29 Silverleigh Road, Thornton Heath, CR7 6DY

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£488,000

£464k - £512kHigh

Estimate

£488k

Range

£464k – £512k

Rent Estimate (pcm)

£2,450

£2k - £3k

Monthly

£2,450

Yield

6.00%

Verdict

Derived from HomePortfolio scores

29 Silverleigh Road earns an INVESTIGATE rating with HP Score 78/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (79/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

62/ 100

Moderate

Crime Score

20/ 100

Moderate

Walkability

79/ 100

High

Transit & Bike

Transit 46Bike 50

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£490,000

At the asking price

Monthly rent£2,450/mo

Evidenced range £2,300-£2,650

Interest rate5.4%

Loan to value75%

Cash required: £162,800
Net cash flow: £42/mo
Cash on cash: 0.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£488,000

Rent Estimate (pcm)£2,450

Gross Yield6.00%

1y Growth-

3y Growth-1.0%

5y Growth+0.1%

10y Growth+2.5%

Last Sold Price£246,000 (2007-07-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CR7 6DY

Approval Rate

-12mo

Development

low

26/03085/LP
Planning application
Pending
26/03062/FUL
Change of use from a dwellinghouse (Use Class C3) to a small House in Multiple Occupation (Use Class C4) comprising 3 bedrooms (retrospective)
Pending
26/02998/LE
Use of Unit 1 as a place of meeting/community use (Use Class F2(b)).
Pending

View Planning Timeline