32 Gourock Road, London, SE9 1JA

UPRN:100020969447Converted Flat1 bedsBuilt before 1900

LeaseholdCouncil Tax: Band FEPC: D (66)

Data freshness:Listing· freshPlanning· 3mo agoOwnership· freshEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£378,000

£302k - £454kLow

Estimate

£378k

Range

£302k – £454k

Rent Estimate (pcm)

£2,100

£2k - £2k

Monthly

£2,100

Yield

2.90%

Verdict

Derived from HomePortfolio scores

32 Gourock Road earns an INVESTIGATE rating with HP Score 60/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (85/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

89/ 100

Elevated

Walkability

85/ 100

Excellent

Transit & Bike

Transit 65Bike 72

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a house but the valuation basis is the whole flat at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£870,000

At the asking price

Monthly rent£2,100/mo

Evidenced range £1,950-£2,200

Interest rate5.4%

Loan to value75%

Cash required: £295,800
Net cash flow: -£1,482/mo
Cash on cash: -6.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.72 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£378,000

Rent Estimate (pcm)£2,100

Gross Yield2.90%

1y Growth-18.4%

3y Growth+1.8%

5y Growth+2.0%

10y Growth+3.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningSignificant
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2SE9 1JA

Approval Rate

100%12mo

Development

low

26/3126/PN1
Prior Approval for the construction of a single-storey rear extension which will extend beyond the rear wall of the original dwelling by 5.00m, for which the maximum height will be 3.63m and the height at the eaves will be 3.00m.
Pending
26/3075/TC
T1 = TO CROWN REDUCE 1 X SYCAMORE TREE BY 3.0MTRS THIN BY 25% & LIFT TO 3.5M. T2 = TO FELL 1 X SYCAMORE TREE AS CLOSE TO GROUND LEVEL AS POSSIBLE POOR CONDITION. T3 = TO LATERALLY REDUCE 1 X OAK TREE BY 2M (TO BALANCE THE CROWN) & THIN CANOPY BY 30%. T4 = TO FELL 1 X HOLM OAK TREE AS CLOSE TO GROUND LEVEL AS POSSIBLE TREE HAS A BAD LEAN CAUSING ISSUES WITH THE LISTED WALL. T5 = TO CROWN LIFT 1 X HOLM OAK TREE TO 5.4MTRS LIGHT ACCESS GENERAL MAINTENANCE NEIGHBOURING PROPERTY ENCROACHMENT
Pending
26/3051/HD
Proposed demolition of existing garage and erection of granny annexe in the rear garden
Pending

View Planning Timeline