20 Stean Street, London, E8 4ED

UPRN:100021075808End Terrace HouseBeds -Built 1983-1990

Tenure: -Council Tax: Band EEPC: C (72)

Data freshness:Listing· freshPlanning· 5mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£1,219,000

£975k - £1.46MLow

Estimate

£1.22M

Range

£975k – £1.46M

Rent Estimate (pcm)

£5,500

£5k - £6k

Monthly

£5,500

Yield

12.00%

Verdict

Derived from HomePortfolio scores

20 Stean Street earns an INVESTIGATE rating with HP Score 80/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is low. Walkability is excellent (90/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

71/ 100

High

Crime Score

25/ 100

Moderate

Walkability

90/ 100

Excellent

Transit & Bike

Transit 54Bike 80

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£550,000

At the asking price

Monthly rent£5,500/mo

Evidenced range £5,000-£6,000

Interest rate5.4%

Loan to value75%

Cash required: £183,800
Net cash flow: £1,951/mo
Cash on cash: 12.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.96 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,219,000

Rent Estimate (pcm)£5,500

Gross Yield12.00%

1y Growth-72.2%

3y Growth-1.6%

5y Growth+0.2%

10y Growth+0.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

3E8 4ED

Approval Rate

100%12mo

Development

low

PA/26/01816/NC
Replacement of the existing mixed double glazed and single glazed windows
Pending
PA/26/01852/NC
Application for prior approval under Schedule 2, Part 3, Class MA of the Town and Country Planning (General Permitted Development) (England) Order 2015 for the change of use of a workshop unit (Use Class E) to a self-contained 1-bedroom, 1 person dwelling (Use Class C3) of approximately 49.2sqm.
Pending
PA/26/01815/NC
Full replacement of roof coverings, including lead lined dormers, flat roofs and high level windows.
Pending

View Planning Timeline

Ownership

Corporate Ownership55.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£40,237

Population Density-

Owner Occupied14%

Age Distribution

0-15 15%16-64 79%65+ 6%

View Area Profile

Schools Nearby

Waterside Academy
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Comet Nursery School and Children's Centre
0.2 mi
Outstanding
Queensbridge Primary School
0.2 mi
Outstanding
The Bridge Academy
0.2 mi
Good

5 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Hanover Court, 5 Stean Street
-
£125k
-
Hanover Court, 5 Stean Street
-
£450k
-
Hanover Court, 5 Stean Street
-
£20k
-
Hanover Court, 5 Stean Street
-
£20k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN