120 Great Cambridge Road, London, N17 8LT

UPRN:100021184202Mid Terrace House4 bedsBuilt 1930-1949

Tenure: -Council Tax: Band DEPC: C (70)

Data freshness:Price Paid· freshPlanning· 6mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

120 Great Cambridge Road, London, N17 8LT

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£593,000

£534k - £652kMedium

Estimate

£593k

Range

£534k – £652k

Rent Estimate (pcm)

£3,050

£3k - £3k

Monthly

£3,050

Yield

6.10%

Verdict

Derived from HomePortfolio scores

120 Great Cambridge Road earns an INVESTIGATE rating with HP Score 77/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (88/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

22/ 100

Moderate

Walkability

88/ 100

Excellent

Transit & Bike

Transit 43Bike 67

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 27 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -1.2% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 100021184202· as of 13 Oct 2026
Rental economics8/40
gross yield 6.1%; range width penalty ×0.90
- valuation_snapshotsrent estimate 3050/mo (range 2800-3250)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -420/mo, -14% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 27 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 24 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 27 Oct 2026
Risk & liquidity12.9/15
305 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£450,000£690,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£600,000

At the asking price

Monthly rent£3,050/mo

Evidenced range £2,800-£3,250

Interest rate5.4%

Loan to value75%

Cash required: £201,300
Net cash flow: £87/mo
Cash on cash: 0.5%
Score at this price: 21

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.51 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100021184202Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 3050/mo (range 2800-3250)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 27 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 27 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3050/mo (range 2800-3250)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 24 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£593,000

Rent Estimate (pcm)£3,050

Gross Yield6.10%

1y Growth-

3y Growth-1.7%

5y Growth-0.9%

10y Growth+2.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

1N17 8LT

Approval Rate

-12mo

Development

low

HGY/2026/2932
Approval of details reserved by a condition 4(Land contamination) attachd to planning application reference HGY/2024/1203
Pending
HGY/2026/2869
Lawful development: Existing use
Approved
HGY/2026/2941
Discharge of the obligation under paragraph 3.1 (Energy Plan) of Section 106 legal agreement attached to planning permission ref. HGY/2024/1203
Pending

View Planning Timeline

Ownership

Corporate Ownership64.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£37,563

Population Density8,864 /km²

Owner Occupied31%

Age Distribution

0-15 18%16-64 68%65+ 14%

View Area Profile

Schools Nearby

Rowland Hill Nursery School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
The Devonshire Hill Nursery & Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Wilbury Primary School
0.3 mi
Good
Oakthorpe Primary School
0.4 mi
-

1 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

90 Great Cambridge Road
-
£258k
-
Flat A, 112 Great Cambridge Road
-
£345k
-
110 Great Cambridge Road
-
£510k
-
98 Great Cambridge Road
-
£485k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN