37 Handsworth Road, London, N17 6DB

UPRN:100021187015Mid Terrace House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band DEPC: D (62)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£754,000

£716k - £792kHigh

Estimate

£754k

Range

£716k – £792k

Rent Estimate (pcm)

£3,850

£4k - £4k

Monthly

£3,850

Yield

5.78%

Verdict

Derived from HomePortfolio scores

37 Handsworth Road earns an INVESTIGATE rating with HP Score 79/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (87/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

87/ 100

Excellent

Transit & Bike

Transit 52Bike 76

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£799,000

At the asking price

Monthly rent£3,850/mo

Evidenced range £3,550-£4,150

Interest rate5.4%

Loan to value75%

Cash required: £270,950
Net cash flow: -£31/mo
Cash on cash: -0.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.43 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£754,000

Rent Estimate (pcm)£3,850

Gross Yield5.78%

1y Growth-30.5%

3y Growth-1.7%

5y Growth-0.9%

10y Growth+2.3%

Last Sold Price£566,250 (2016-07-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0N17 6DB

Approval Rate

-12mo

Development

low

HGY/2026/2749
Certificate of Lawfulness to confirm the use of part of the existing dwellinghouse (Use Class C3) as an ancillary home office associated with the applicant's private chauffeur business.
Pending
HGY/2026/2929
Approval of details pursuant to condition 21(a) and (b) partial discharge (Energy Strategy) of planning permission HGY/2022/2723 and pursuant to condition 21(a) and (b) partial discharge - (Energy Strategy) of the S96a Planning Permission reference HGY/2024/3509
Pending
HGY/2026/2938
Erection of single storey extension which extends beyond the rear wall of the original house by 4m, for which the maximum height would be 3.2m and for which the height of the eaves would be 3m
Pending

View Planning Timeline