190 Park Lane, London, N17 0JA

UPRN:100021211166Terrace Property3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band DEPC: C (71)

Data freshness:Listing· freshPlanning· 6mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£546,000

£518k - £573kHigh

Estimate

£546k

Range

£518k – £573k

Rent Estimate (pcm)

£2,800

£3k - £3k

Monthly

£2,800

Yield

6.72%

Verdict

Derived from HomePortfolio scores

190 Park Lane earns an INVESTIGATE rating with HP Score 69/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (89/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

48/ 100

Elevated

Walkability

89/ 100

Excellent

Transit & Bike

Transit 41Bike 72

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 12 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +8.4% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 100021211166· as of 9 Nov 2026
Rental economics12.6/40
gross yield 6.7%; range width penalty ×0.91
- valuation_snapshotsrent estimate 2800/mo (range 2600-3000)· as of 9 Nov 2026· verify before relying on this
- listing_factslisting text signals condition works - budget before trusting any yield· as of 12 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -181/mo, -6% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 12 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 61 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 12 Nov 2026
Risk & liquidity14.6/15
305 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£375,000£575,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£500,000

At the asking price

Monthly rent£2,800/mo

Evidenced range £2,600-£3,000

Interest rate5.4%

Loan to value75%

Cash required: £166,300
Net cash flow: £251/mo
Cash on cash: 1.8%
Score at this price: 27

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.66 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100021211166Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 2800/mo (range 2600-3000)Rental economics · as of 9 Nov 2026 · verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yieldRental economics · as of 12 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 12 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 12 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2800/mo (range 2600-3000)
Rental economics needs verification before you rely on it
listing text signals condition works - budget before trusting any yield

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£546,000

Rent Estimate (pcm)£2,800

Gross Yield6.72%

1y Growth-

3y Growth-1.7%

5y Growth-0.9%

10y Growth+2.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1N17 0JA

Approval Rate

100%12mo

Development

low

26/04524/CEA
Single storey rear extension.
Pending
HGY/2026/2900
Approval of details reserved by part (b) ix) Method statements for installing Mechanical, Electrical and Plumbing services of Condition 8 (Approval of Details PRE-COMMENCEMENT) attached to 'The Printworks' 819-829 High Road N17 Listed Building Consent ref. HGY/2023/2307 dated 04th March 2024 for internal and external alterations to 819/821 High Road (Grade II).
Pending
HGY/2026/2625
Certificate of Lawfulness for proposed use: Erection of 2no. ground floor single storey rear extensions in the infill and the rear wall of the two storey outrigger.
Approved

View Planning Timeline

Ownership

Corporate Ownership64.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

10 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£37,563

Population Density15,307 /km²

Owner Occupied27%

Age Distribution

0-15 20%16-64 69%65+ 11%

View Area Profile

Schools Nearby

Lea Valley Primary School
0.1 mi
Good
St Paul's and All Hallows CofE Junior School
0.2 mi
Good
St Paul's and All Hallows CofE Infant School
0.2 mi
Report card2025
Ofsted no longer awards a single overall grade.
Vale School
0.3 mi
-

1 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

192A Park Lane
-
£427k
-
188 Park Lane
-
£407k
-
210 Park Lane
-
£390k
-
206 Park Lane
-
£250k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN