12 Tall Trees Close, Hornchurch, RM11 2QR

UPRN:100021343036Detached House5 bedsBuilt 1983-1990

FreeholdCouncil Tax: Band HEPC: D (66)

Data freshness:Planning· 6mo agoOwnership· freshEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

12 Tall Trees Close, Hornchurch, RM11 2QR

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£1,737,000

£1.65M - £1.82MHigh

Estimate

£1.74M

Range

£1.65M – £1.82M

Rent Estimate (pcm)

£6,300

£6k - £7k

Monthly

£6,300

Yield

4.72%

Verdict

Derived from HomePortfolio scores

12 Tall Trees Close earns an INVESTIGATE rating with HP Score 76/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (52/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

52/ 100

Moderate

Transit & Bike

Transit 31Bike 34

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 11 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +7.9% (HIGH), sold-comps -32.7%, £/sqft -32.7%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 100021343036· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 17.1%· as of 29 Oct 2026
Rental economics0/40
gross yield 4.7%; range width penalty ×0.77
- valuation_snapshotsrent estimate 6300/mo (range 5600-6950)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,250/mo, -36% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 11 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 44 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 11 Nov 2026
Risk & liquidity14.6/15
316 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,200,000£1,840,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,600,000

At the asking price

Monthly rent£6,300/mo

Evidenced range £5,600-£6,950

Interest rate5.4%

Loan to value75%

Cash required: £587,050
Net cash flow: -£1,038/mo
Cash on cash: -2.1%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.17 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100021343036Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 17.1%Valuation edge · as of 29 Oct 2026
valuation_snapshotsrent estimate 6300/mo (range 5600-6950)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 11 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 11 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 6300/mo (range 5600-6950)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 44 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,737,000

Rent Estimate (pcm)£6,300

Gross Yield4.72%

1y Growth-

3y Growth+0.7%

5y Growth+2.1%

10y Growth+2.8%

Last Sold Price£840,000 (2010-03-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1RM11 2QR

Approval Rate

-12mo

Development

low

D0427.26
Certificate of lawfulness for a loft conversion including a rear dormer with Juliet balcony and roof lights to front
Pending
P1231.26
New front boundary wall, railings and Gates with new drop kerb
Pending
T0138.26
All works part of general maintenance. Customer planted all of these trees and likes to maintain them to her particular standard. T2 Hawthorn crown reduction by 1/1.5m all round T3 Juniper Retrim all round by 0.5m and thin canopy by 10% to allow more light through the canopy. T4-T5 (Rear Grd) Yew x 2 Crown Reduction - Reducing the height and spread of the tree by up to 1/1.5 metres and thin inner canopy by 10% to allow more light through the canopy. as requested on day. T6 Prunus Retrim all round by 1/1.5m and thin canopy by 10% to allow more light through the canopy. T7 Magnolia Retrim all round by 1/1.5m and thin canopy by 10% to allow more light through the canopy. T8 Acer Retrim all round by 1/1.5 m and thin canopy by 10% to allow more light through the canopy. T9 Hawthorn Retrim all round by 1/1.5m and thin canopy by 10% to allow more light through the canopy. G1 Leyland Cypress Retrim all round by 0.5m and thin canopy by 10% to allow more light through the canopy. Customer would like this thinned as we did previously for her to allow more light through the hedge. Must run ALL works through with customer before/during and after works.
Pending

View Planning Timeline

Ownership

Corporate Ownership66.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2010-03-09
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

11 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£40,726

Population Density2,564 /km²

Owner Occupied77%

Age Distribution

0-15 16%16-64 57%65+ 27%

View Area Profile

Schools Nearby

Towers Infant School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Towers Junior School
0.5 mi
-
Squirrels Heath Primary School
0.6 mi
GoodImproving
Ardleigh Green Junior School
0.7 mi
Outstanding

4 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

8 Tall Trees Close
-
£1.20M
-
14 Tall Trees Close
-
£1.43M
-
5 Tall Trees Close
-
£1.02M
-
12 Tall Trees Close
-
£840k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN