36 Brightfield Road, London, SE12 8QF

UPRN:100021936064Mid Terrace House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band CEPC: C (70)

Data freshness:Listing· freshPlanning· freshOwnership· freshEPC· 3mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£616,000

£585k - £647kHigh

Estimate

£616k

Range

£585k – £647k

Rent Estimate (pcm)

£3,000

£3k - £3k

Monthly

£3,000

Yield

6.00%

Verdict

Derived from HomePortfolio scores

36 Brightfield Road earns an INVESTIGATE rating with HP Score 80/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (87/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

69/ 100

Moderate

Crime Score

30/ 100

Moderate

Walkability

87/ 100

Excellent

Transit & Bike

Transit 40Bike 56

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 12 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +2.6% (HIGH), sold-comps -10.5%, £/sqft -10.4%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 14 Nov 2026
- valuation_snapshotsestimate for 100021936064· as of 14 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 16.5%· as of 1 Nov 2026
Rental economics6.9/40
gross yield 6.0%; range width penalty ×0.87
- valuation_snapshotsrent estimate 3000/mo (range 2750-3250)· as of 14 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -456/mo, -15% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 12 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 215 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 12 Nov 2026
Risk & liquidity14.6/15
209 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£450,000£690,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£600,000

At the asking price

Monthly rent£3,000/mo

Evidenced range £2,750-£3,250

Interest rate5.4%

Loan to value75%

Cash required: £201,300
Net cash flow: £52/mo
Cash on cash: 0.3%
Score at this price: 22

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100021936064Valuation edge · as of 14 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 16.5%Valuation edge · as of 1 Nov 2026
valuation_snapshotsrent estimate 3000/mo (range 2750-3250)Rental economics · as of 14 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 12 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 12 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3000/mo (range 2750-3250)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 215 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£616,000

Rent Estimate (pcm)£3,000

Gross Yield6.00%

1y Growth+22.5%

3y Growth+0.0%

5y Growth-0.3%

10y Growth+1.4%

Last Sold Price£540,000 (2020-12-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

5SE12 8QF

Approval Rate

75%12mo

Development

low

26/3213/TC
1. Copper Beech - Section fell. 2. Bay - Crown lift section closest to house to provide at least 2.5m clearance. 4. Eucalyptus - Reduce in height by 4m. 5. Prunus and Holly - Trim/prune as required to create 2m clearance. 6. Magnolia Grandiflora - Remove stem closest to house, reduce remaining canopy as required to create 1 to 2m clearance from the roof/house. Reason for works: 1. Copper Beech - tree is in decline / dying 2. Bay - being pruned to keep clearance from the building 4. Eucalyptus - being pruned to maintain clearance from the nicer specimen 5. Prunus and Holly - being pruned as annual maintenance works 6. Magnolia Graniflora - one stem is being removed to prevent damaging the adjacent building.
Pending
DC/26/145988
Schedule 1 application for the construction of an outbuilding in the rear garden of 51 Southbrook Road, SE12.
Pending
DC/26/145934
REAR/ SIDE: ONE Sycamore tree (T1) Ht 10m Spread 5m FELL to ground level REASON: Tree is Dead.
Pending

View Planning Timeline

Ownership

Corporate Ownership65.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2020-12-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£39,505

Population Density9,101 /km²

Owner Occupied63%

Age Distribution

0-15 22%16-64 66%65+ 12%

View Area Profile

Schools Nearby

Trinity Church of England School, Lewisham
0.1 mi
Report card2025
Ofsted no longer awards a single overall grade.
St Margaret's Lee CofE Primary School
0.2 mi
Outstanding
Brindishe Lee School
0.2 mi
Good
Brindishe Manor School
0.3 mi
Outstanding

6 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

12 Brightfield Road
-
£650k
-
10 Brightfield Road
-
£613k
-
40 Brightfield Road
-
£650k
-
44 Brightfield Road
-
£585k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN